I listen to your podcast every now and again. While I don't agree with all of your positions, I respect your viewpoint since it helps me better understand where I stand as well. The work you do is very thoughtful and the guests you bring in give a fresh perspective for the Bitcoin space. While I am more along the "libertarian" line, I believe someone wearing the "progressive" badge can help an unreached group of people be more comfortable learning and adopting Bitcoin. Keeping doing what you're doing. Bitcoin is for everyone. Let's get as much people on a sound money standard and then we can hash out everything else with (hopefully) thoughtful and good-faith discussions.


Glad to see you more active on Nostr. Your videos and education challenged my beliefs and helped me define my worldviews.

I hope that your work continues to thrive and brings more people into trustless ecosystems such as Bitcoin and Nostr.


For sure. If you continue to max out your IRA, it'll be fine. Otherwise, look elsewhere


Speaking solely from an IRA perspective, the $250 is their equivalence to an expense ratio (albeit a flat rate instead of a percentage). If you have one Bitcoin in their IRA product, which is $46000 at the time of writing this, you're looking at an annual expense of 0.54%. This will obviously change depending on additional contributions, price of Bitcoin, etc. But overall, I think some people are over-reacting to the fee. While free it's obviously better, there's no such thing as a free lunch and it's really not that bad of a deal, considering you also get inheritance planning, customer support, among other things.
But if you're not interested in the KYC, IRA product, or the loss of control over one multisig key that comes with Unchained, then yeah, Nunchuck is a better deal


Not sure. They didn't really give out specific information. It could be they're just more comfortable giving loans to larger entities but it's also possible they're feeling regulatory pressure and adjusted their business model.


As of 1 January 2024, they only loan out to business entities with stated business purposes. They won't give out Bitcoin-backed personal loans