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In the fall of 2019 we bought a forested 4 acre property from the owners via “owner finance”. We had exhausted all of the traditional lending options, our terms however required a 31% down payment at a 5% interest rate, which at the time of ZIRP seemed high. A friend had told me that so long as you can have some say in the terms and make the payment that you can get a mortgage that benefits you. We amortized the loan for 30 years to keep the payments low but the owners wanted to be paid off in 10 years. There was no penalty for early payoff and we could make larger payments to decrease interest payments if we chose to. Now we had to decide on what structure to live in.  

 New to NOSTR…heard about it on various podcasts/X a year back but just now getting into the protocol. 

I am interested in sharing how my wife & I are developing a wooded property in the PNW. Started with a yurt 5 years ago and currently building a garage/apartment. Along the way I’ll talk about how I got to be a BTC holder & how falling down the rabbit hole has been a crucial part of how we have been able to make this happen….more than just the finances. 

If you like the stories and find value, consider sharing, inquiring about a guided trip (link in bio) or zap some sats. 

Thanks

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