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As an endless metropolis of neon and concrete, Tokyo can seem daunting and overwhelming to first-time visitors. But the city also overflows with culture, nature, and tradition that are there for the taking if you know where to look. Follow this local’s guide to Tokyo’s top fun and free activities and discover the heart of the city without emptying your wallet. Here are a few fun activities to embark on if you ever find yourself in Tokyo.

### Take a Journey Through Time at the Imperial Palace Grounds
At the very center of Tokyo lies the Imperial Palace, the grounds and gardens of which offer an escape from the surrounding skyscrapers. As you stroll along the palace’s moats and tree-lined paths, you’ll get a glimpse of Tokyo’s origins as the seat of power for the ruling shogun. Appreciate the elegant bridges and remnants of historic castle architecture.
Within the palace grounds, relax amid the flowers and greenery of the East Gardens, which contain sections of the innermost circles of the original castle. Nearby Kitanomaru Park is home to cultural sites like the Budokan martial arts arena and the Chidorigafuchi Moat, flanked by cherry blossoms in spring. Wandering these sprawling palace grounds lets you immerse yourself in the legacy of old Edo.
### Join the pilgrimage to Sensō-ji Temple.
Sensō-ji Temple is Tokyo’s most visited and famous Buddhist temple, drawing pilgrims and tourists alike. Walk the street approaching Sensō-ji, lined with colorful stalls selling traditional snacks and souvenirs. It’s a microcosm of old Tokyo come to life. Weave through the crowds around the temple’s iconic Kaminarimon Gate to observe the rich details of its architecture and statuary.
Within the temple itself, inhale the smoke from smoldering incense as you take in the intricate woodwork and gilded accents of the inner shrine. Soak up the atmosphere of devotion surrounding this holy site that welcomes all. For a more contemplative experience, visit in the early morning when the temple opens at 6 a.m.
### Dive into Harajuku’s cartoonish kaleidoscope.
For a complete change of scenery, make your way to Harajuku. The neighborhood is famous for its top youth culture and street styles. On Takeshita Street, drop into shops bursting with anime merchandise, candy-colored fashions, and kawaii cuteness. Grab some funky crepes or ice cream from a vendor dressed in cosplay or rocking visual kei style. Wandering Harajuku promises a visual feast unlike anywhere else.

### Marvel at the Scale of Toyosu Fish Market
If you are a fish lover, Tokyo’s sprawling fish market is a very good recommendation for you. It recently moved to the massive Toyosu complex, where its tuna auctions continue the traditions of the historic Tsukiji Market. While the auctions themselves now have limited viewing, Toyosu remains open for visitors to freely explore. Gaze over the market floor from a special observation deck to grasp the operation’s sheer size and efficiency.
The market lacks the gritty charm of Tsukiji, but Toyosu lets you witness firsthand the fascinating logistics of supplying seafood to this massive metropolis.
### Catch Sumo wrestlers in morning training.
Take advantage of your Tokyo trip by watching Japan’s iconic sport of sumo in action. While tournament tickets can be pricey, you can see wrestlers up close for free during morning practice at a sumo stable. At Arashio Stable or another stable, you can view training sessions from the street through windows open to the public.
Watching these athletes grapple and push against each other provides insight into the power and technique involved in competing in the dohyo ring. Catching practice lets you experience an intimate side of sumo often not visible in grand tournaments. Call the day before to confirm training is on, as schedules change.
### Conclusion

The above guide will help you make the most of your trip to Japan. As you go through this guide, you can make your own adjustments to best suit your trip purpose.

The top 5 fun activities to embark on while in Tokyo

Join us as we take a dive into the fun activities you can embark on while you are in Tokyo.


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With over 160,000 restaurants serving cuisine from around the globe, Tokyo offers endless options for unforgettable meals. This guide covers 10 establishments leading Tokyo’s dynamic dining scene across a range of styles, prices, and settings.

### Ise Sueyoshi
Chefs trained in France are reinventing French cuisine with Japanese sensibilities. At two-Michelin-starred Ise Sueyoshi, Kaiseki chef Yuki Tanaka honed his art abroad before opening this contemporary restaurant. Dishes like Hokkaido uni carbonara bring together both culinary worlds.

### Ryugin: Modern Japanese Innovators Reimagining Tradition
Innovative chefs are taking Japanese cuisine in bold new directions while honoring tradition. At two-Michelin-starred Ryugin, pioneering molecular gastronomist Seiji Yamamoto amplifies kaiseki ryori (multicourse meals) with cutting-edge techniques like sous-vide cooking. His 20-course omakase menu combines Japanese flavors with modernist presentation.

### Tenoshima
Tenoshima keeps kaiseki approachable with a ¥10,000 tasting menu changing biweekly. Chef Hayashi Ryohei mixes the local and seasonal with flair to progress the art form. Arakicho Tatsuya also riffs on kaiseki in a modest counter space, led by chef Tatsuya Ishiyama and his creative spins on premium ingredients.

### Sekihotei: Kaiseki Without the Price Tag
Kaiseki, the pinnacle of Japanese dining, is often prohibitively expensive. But these restaurants make this haute cuisine experience accessible to wider audiences. Sekihotei earns two Michelin stars for Chef Akatsuka Shinichi’s revelatory kaiseki served in a relaxed environment.

### Ohara
At Ohara, chef Ohara personally selects seafood each morning to create magnificent yet affordable kaiseki lunches starting at ¥5,000. Haramasa woos first-timers with stellar value, where Chef Hara Shotaro’s brilliance shines through in kaiseki courses for just ¥8,000.

### Hyotei: Traditional Kaiseki’s Living Legacy
To enjoy Kaiseki’s origins, visit establishments upholding its legacy. Hyotei has continued Kyoto kaiseki customs for over 450 years, recently expanding to Tokyo Midtown Hibiya. This tranquil space transports guests to ancient Japan through cuisine.

### Kudan Otsuka
Nearby, Nanzenji Hyotei adheres to formal kaiseki presentation and protocol. Its heritage inspires dishes like seared Spanish mackerel with yuzu miso. For intimate kaiseki, Kudan Otsuka has a monthly changing menu in a quaint 8-seat space. The husband and wife’s seasoned hospitality and rare ingredients deliver an authentic experience.

### Suzuki: French Flair Meets Japanese Finesse
Suzuki blends 15 years in New York with seasonal Japanese ingredients for exquisite French-inspired fare in Ginza. The space balances sleek sensibilities with warmth.

### Sukiyabashi Jiro Honten: Unassuming Homes of Greatness
Tokyo’s dining scene shines brightest in modest establishments where the food speaks loudest. Sukiyabashi Jiro Honten, the subject of the documentary Jiro Dreams of Sushi, serves life-changing sushi at its 10-seat counter. Run by Jiro Ono’s son, this basement spot achieves perfection through decades of devotion.

### Savoy Azabu: Pizza Passion: Perfects an Imported Classic
Japan has embraced pizza with cult-like fervor, elevating it with fastidious chef craftsmanship. At Savoy Azabu, Chef Kimura pioneered Neapolitan pizza in Tokyo using specially imported ingredients. The thin-crust pies baked in a 1000°F oven are considered Japan’s best.
Pizzeria La Napoletana also stays true to Neapolitan pizza traditions through imported wood-fired ovens and dough left to ferment for 48 hours. Its soft, smoky pizzas satisfy cravings in Tokyo’s Sangenjaya neighborhood.

### Conclusion
From street food to Michelin stars, Tokyo delivers incredible experiences across cuisines, settings, and budgets. Let these restaurants inspire your exploration of the city’s continually evolving dining landscape.

Hey there! Have you been looking for the best spots to dine while you're in Tokyo, if so, look no further as this article covers just that.


I want to join the Buidlers monthly magazine creation activity — This is a comment on: https://yakihonne.com/article/naddr1qq2kucmt89n4wvjfx4rryd6l94n565jhxf8ksq3qyzvxlwp7wawed5vgefwfmugvumtp8c8t0etk3g8sky4n0ndvyxesxpqqqp65wnkefak


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Baidu the search engine, recently unveiled Ernie 4 their latest generation of generative AI technology. This advanced language model has drawn comparisons to OpenAIs GPT 4 and has generated significant excitement, within the field of artificial intelligence.

The introduction of Ernie 4 marks a stride in Baidus ongoing commitment to expanding the capabilities of natural language processing (NLP). Through training and optimization this cutting edge model demonstrates an ability to generate coherent and contextually relevant text enabling it to excel in various language related tasks with remarkable precision.

By launching Ernie 4 Baidu has further solidified its position as a leading company in intelligence (AI) research and development. Over the years Baidu has consistently enhanced the Ernie models language processing capabilities and efficiency through upgrades.

Although Ernie 4 is not yet available to the public its potential applications are vast. Its ability to produce high quality text positions it as an asset in fields such, as NLP, machine translation (MT) content production and more. Ernie 4 has the potential to enhance language related activities leading to the development of AI systems and improved interactions, between humans and computers.

### Conclusion
In conclusion, Baidu's introduction of Ernie 4 reflects the company's commitment to the development of artificial intelligence. Baidu has established itself as a leading role in the AI industry by releasing a state-of-the-art language model on par with OpenAI's GPT 4. The potential influence on different industries and applications of Ernie 4 will become clearer as it becomes available to the public in the future.

Baidu Introduces Ernie 4, an Advanced Artificial Intelligence Model on Par with OpenAI's GPT 4


The world’s first hackathon was reportedly organized in 1997 by a group of Canadian cryptographic developers, 20 years after Donald Knuth released one of the world’s first open source software Tex.
In 2003, Paul Graham pointed out in his “Hackers and Painters” that hackers were often confused in a computer science department because they were taught to write research papers while they really wanted to build beautiful things (software).
So, what is a hacker? It can be best characterized by Eric Raymond’s hacker ethos in his article “How To Become A Hacker” (2003).
- The world is full of fascinating problems waiting to be solved.

- No problem should ever have to be solved twice.

- Boredom and drudgery are evil.

- Freedom is good.

- Attitude is no substitute for competence.

This is a quite different approach — while schools and universities teach people to learn something then *probably* build something, hackers identify problems and build to solve the problems first. They learn necessary techniques while building the solution.
The drastically different approaches led to a different way to deal with problems. While most people followed the school tautology that “if you want to build something, you need to learn everything underneath it”. The attitude changed since then, and there was a great awakening among the developer community. The hacker spirit was widely accepted, and the hacker movement was spawned.
The hacker movement really took off when open source software started to grow tremendously.
There was a linkage between the open source / free software movement and the hacker movement. If someone wants to “hack” something and solve a problem by her own, she must be able to focus on the problems and take whatever available to tackle the problem itself. There is no time for a hacker to reinvent a wheel — a hacker utilizes whatever that is available to solve the problem. If there was no open source software widely available, it would be difficult for many to become hackers when intellectual properties are controlled by big companies. An obvious example of our time is — if Bitcoin was not open source (or even worse if the technology had been “patented”), the founding team of Ethereum would have a really hard time to even start the project, then the world would lack a lot of creativity and fun.
Coordination was also important. In the early 2000s, people were still passing around flash drives containing git repos or building local networks for code version control. The creation of GitHub was important to the open source community. GitHub invented a standard workflow of remote git repository collaboration, and a platform for sharing open source software globally. With the rapid growth of GitHub (and other platforms like GitLab), software around the world became accessible to everyone, and developers across the globe can work together on the same repos without any geographical barrier.
By early 2010s, the open source tech stacks had become more sophisticated and well-adopted than the close-sourced tech stacks in many fields. In the then- Silicon Valley, most startup companies started to heavily rely on open source tech stacks. Big companies were building their own open source software or supporting open source repos they feel are strategic to their business.
The widely available open source tech stack also gave opportunities to university students, community developers, and startup engineers to learn, contribute and build. With open source software, developers could build without permissions from big companies. They can learn by themselves, build impactful technologies and products by themselves, the era of permissionless innovation started.
The idea of becoming a “hacker” in Eric Raymond’s book came true, and a global hacker movement took off.

### The Development of Global Hackathons
A hackathon movement took off around 2010 in US universities. The first wave of hackathons were organized in universities around 2010. In 2013, MHacks became one of the largest university hackathon organizers among others (PennApps, CalHacks, HackMIT, and so on), attracting more than 1000 hackers to attend in a single event. Students who attended these hackathons were able to learn new open source technologies, team up with other hackers, contribute to open source projects, and implement their own ideas into products. Most importantly, they could focus themselves on a product or a problem during the hackathon (24–72 hours) with other hackers.
The movement soon spread to other parts of the world and many more organizations. In Europe. The European Organization of Nuclear Research hosted the first CERN Webfest since 2012, and continued organizing annual hackathons till this year, boosting many open source scientific software, games, toolkits, and open libraries. In the UK, Oxford University’s OxHack and Cambridge University’s Hack Cambridge are hosted annually. Other hackathons include Hack Kings at King’s College, IC Hack at Imperial College, and many more.
The first university hackathon organized in China was Tsinghua University’s THacks in 2014. Between 2014 and 2015, Peking University, Shanghai Jiaotong University and Beihang University organized their first hackathons too. Between 2014 and 2017, there were more than 100 hackathons organized in China. In 2019, the largest hackathon in China “The 4th Industrial Revolution Hackathon” (the 4IR Hackathon) was organized in Beijing. In 2014, few developers knew what a hackathon was. By the time of the 4IR Hackathon in 2019, being a hacker had become a cool idea among Chinese developers, and hackathon became a “must-attend” event for every hacker.
Similar movements happened in India, South East Asia, Korea, Japan, Africa, and other parts of the world.
Hackathons also became a way to boost innovation within corporations. Y Combinator organized hackathons each year before the COVID pandemic and each event had a few hundred participants. In 2018, ~18,000 developers joined a private hackathon organized by Microsoft. The list goes on.

### Hacker Movement Being Centralized
While the hackathon movement contributed to many interesting technologies, in the late 2010s, it became clear that the hacker movement was moving towards big companies, and further away from grass-root innovation. The Internet, as a main driver of open source innovation over the past 2 decades, became a place of monopolies. When monopolies dominate the economic interests, they also dominate the problems and ideas. Hackathon organizers rely on sponsorship dollars. When sponsorship dollars only come from big companies, and hackathon organizers struggle to compete for the sponsorships, hackathons are dominated by centralized powers.
In the process, big companies dominated hackathons and the hacker movement. The most remarkable event was Microsoft’s acquisition of GitHub for $8 Billion in 2018. One of the largest centralized tech companies acquired the most important platform of open source software and hacker movement.
While we could acknowledge many contributions made from the corporate world to the open source technologies, the open source movement and the hacker movement were created by hackers around the world, and they were made to free developers and hackers around the world from intellectual property monopolies to freely innovate.
The crypto space might have become the only sukhavati for hacker movement and open source innovation without permissions. From the time Bitcoin and Ethereum were invented to the multi-chain ecosystem we see in 2020/2021, crypto is still boosting open source innovation from all over the place.
In the Crypto and the Web3 space, Hackathons became a major place for developers to team up and innovate in the very early days. Wanxiang Blockchain Labs organized the first large-scale blockchain hackathon in Shanghai late 2015, where Vitalik Buterin presented smart contract coding to the Chinese developers. Over the past 6 years, a large number of innovative technologies and products ACTUALLY conceived or implemented at hackathons.
However, without a fundamental mechanism change, the crypto hacker communities can just become as centralized as the Internet era within the next decade.
In order to truly create a hacker community for hackers, we need to decentralize the hackathon community and the hacker movement — creating a community governed by hackers, owned by hackers, and working for hackers.

### Decentralize The Hacker Movement
Can we create a permanent hacker movement to bring permissionless innovation to everyone? Can we give equal opportunities to grass-root hackers? Can we help hackathon organizers (quite often open source repo maintainers) around the world raise funding not only from big companies? Can we allow everyone who wants to organize a hackathon to have the opportunity to host one?
We will not be able to answer these questions all at once. However, we can start creating some building blocks that are critical to the goal.
The good news is — there are many available infrastructures available now to build the decentralized hackathon communities upon. There’s a lot of experience and knowledge of hackathon organizing from existing hackathon organizers to share (MHacks, ETH Denver, ETH Global, DoraHacks, etc.). Crypto-native funding mechanisms (e.g. quadratic funding) have been pioneered by the Ethereum community and widely adopted by the whole crypto space via Gitcoin and HackerLink. Decentralized governance is widely accepted by both the crypto communities and the developer communities, dGov toolkits are now widely available.

### Hackathon DAO: Building A Decentralized Hackathon Community
The DoraHacks community is already supporting a decentralized community called Hackathon DAO that shares the same vision. The Hackathon DAO has already supported a USC blockchain hackathon. Nevertheless, it is worth a deeper discussion of what is needed to build such a community.
We need to build a global community of hackathon organizers. Hackathon organizers can be everywhere. Most of the time, great hackathon organizers are not “professional event organizers”, they are hackers and open source contributors themselves. The Oxford-MIT-Palo Alto-Tanzania Tele Hackathon organized by Jacob Cole in 2014 at the Oxford computer science department common room (built graph visualization technology), and the UnitaryHack organized by the UnitaryFund in 2021 (solved bounties problems for several open source quantum computing libraries) are good examples. Hackers themselves have ideas, and they know what to build. More importantly, they organize hackathons not for organizing a hackathon, but for actually building something or solving problems. By building a community of hackathon organizers, we can allow hackathon organizers in different areas of the world to connect with each other and share critical resources for future hackathons.
We need to democratize and decentralize the funding of hackathons and hackathon organizers. Hackathon hackers can be funded via bounties (for problem solving) or grants (for implementing valuable ideas). Therefore a hackathon needs funding for either bounties or grants, sometimes both. One of the most important tasks of decentralizing hackathon organizing and eventually the hacker movement is to democratize the funding of the community. A decentralized funding mechanism is important to the autonomy of the community.
We need to open source the knowledge of organizing a hackathon. Although hackathons are effective for team building and problem solving, organizing a hackathon can be a hustle. Many hackers who wanted to organize a hackathon didn’t do so because there were a lot of details to figure out, tremendously increasing the entry barrier for a hackathon organizer. A practical, open source playbook for hackathon organizers will be useful if it can lower the barrier for new hackathon organizers.

### The Hackathon DAO needs community governance.
With a community of hackathon organizers and contributors, there will be a lot of decision making work. Governance works might include proposal processing, DAO spending, execution team election, and maintaining the rules themselves. Proposals will be mainly about funding hackathons, as well as plans for DAO developments. With good community governance mechanisms, the community should be able to direct the DAO to grow the base of global hackathon organizers, make hackathon organizing more accessible, sustain the DAO itself, and eventually make the hacker movement an infinite game for hackers to innovate.

Source:
https://hidorahacks.medium.com/decentralize-the-hacker-movement-d6194d0bc26f

Eric C.E.O at DoraHacks: Decentralize The Hacker Movement


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During the Binance Blockchain Week, Eric Zhang joined a panel moderated by Leslie Lam, they talked about a decentralized hacker movement, DoraHacks’ infrastructures, the newly launched BNB Grant DAO, and advice for people who want to start a career in blockchain. The following is the text version of the talk.
**Leslie:** Eric Zhang is the Founder of DoraHacks, a global hacker movement and hackathon community. Today, DoraHacks is one of the largest multichain Web3 developer incentive platforms in the world having funded over 2000 open source projects with over $15 million in grants, bounties, hackathon prizes and community contributions. Prior to DoraHacks, Eric was a graduate of Computer Science from Oxford University, Eric has had a deep interest in creating a decentralized hacker movement globally, and using crypto-native tools to fund breakthrough technologies in Web3 and beyond.
**Leslie:** What does a hacker do and how would you characterize the hacker ethos? What does it mean to decentralize the Hacker Movement?
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**Eric:** Around 1977, Eric Raymond, an early open source advocate, posted an article called “How To Become A Hacker”, summarized 5 characters of hackers:

1. - The world is full of fascinating problems waiting to be solved.
2. - Nobody should ever have to solve a problem twice.
3. - Boredom & drudgery are evil.
4. - Freedom is good.
5. - Attitude is no substitute for competence.

These characters still echo the hacker’s etho today. But there is one difference — in the 90s, we didn’t have a centralized Internet, now we definitely have a centralized Internet. So when we talk about a decentralized hacker movement, in a nutshell, it means breaking through the monopoly of Web2 companies and provide the freedom of innovation to everyone, and most importantly, the freedom of innovation to grassroot hackers and open source developers.

If we can do it, we can build a global hacker movement that is everlasting and never going to stop. The world is going to be different. To achieve this goal, we need to not only build decentralized communities, more importantly, we also need to build decentralized technologies that fundamentally change the way how hackers and open source communities coordinate and get funded.

**Leslie:** Can you talk about the infrastructure around funding, grants and bounties that DoraHacks has developed for the Web 3 ecosystem? And tell us about the BNB Grant DAO DoraHacks recently launched.

**Eric:** Across the DoraHacks platform, we provide a set of critical tools to decentralize funding, developer incentives, and community governance. We have quadratic funding which is super popular, we have zero knowledge quadratic voting (MACI-based protocol), infrastructures for hackathon organizers around the world to host virtual hackathons, and multiple versions of bounties where hackers can get rewarded from solving problems, and we are constantly designing and building new infrastructures.
One thing I want to highlight today is the BNB Grant DAO, which has only been launched for one week. The goal of BNB Grant DAO is to leverage the DoraHacks infrastructure and build a community where new hacker projects and ventures can get continuous support and funding.
How it works is that every season we are hosting a quadratic funding round together with a hackathon, which allows the BNB community to contribute and vote for your favorite developer projects, and eventually help distribute a large matching funding pool to a large number of BUIDLer teams.
So right now we are in the first round, if you are a developer who is building something interesting, or if you are someone who wants to support early-stage projects from the BNB and multichain ecosystems, you can join the BNB Grant DAO at dorahacks.io/bnb, and find every detail.
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**Leslie:** What’s the most important lesson or tip you’ve learned from your blockchain career so far?

**Eric:** I don’t have a particularly long career, so probably I don’t have a lot of experience to share. But two things that I feel strongly about. First, be persistent and resiliant across cycles, I think that’s important. Then focus on things that that have long-term value and you love to spend a lot of time on, probably at one time you will find yourself become a contrarian, which is likely to be a good signal.

I also highly suggest everyone to participate in a hackathon at least once, no matter if you are a developer or not. It might be a life changing experience.

Source:
https://hidorahacks.medium.com/binance-blockchain-week-charting-a-successful-blockchain-career-path-63f561273759

DoraHacks-Binance Blockchain Week: Charting a Successful Blockchain Career Path


In this article I discuss an alternative funding and price discovery mechanism for open source projects with NFTs and a simplified Harberger Tax.

As open source developer groups are becoming venture units, incentivizing open source projects are important tasks. Hackathon and bounty have always been direct methods to do it — developers can build something to win prize at a hackathon, or solve some problem and get rewards from a bounty.

There have been new mechanisms to fund developers. For example, quadratic funding grants have been developed by GitCoin, clr.fund and DoraHacks’ developer platform HackerLink. Most of the major blockchain ecosystems are accepting quadratic funding as a way to co-fund open source developer projects with the community. So far, GitCoin grants have supported many projects from the Ethereum ecosystem, whereas HackerLink grants are supporting projects from BSC, Flow, Filecoin, Solana, HECO, and more.

On the other hand, all these schemes are ways to rank projects within a certain scope, therefore serving as a way for people to identify promising projects from the crowd. Hackathons are normally generating ranks based on judge opinions (judges are mostly experts or investors in related domains), whereas quadratic funding grants generate ranks based on community popularity. For example, at DoraHacks, venture capitals look at the hackathon ranks and grant leaderboards to source top-ranked projects to invest.

Hackathon ranks and grant leaderboards work well. However, they all rely on organizers, therefore having limited capacities, i.e. hackathons have to be organized, grants must be hosted in rounds. Fundings and rankings are generated within each event, so the value/price discovery is not intrinsic.

So how can we design a mechanism for open source project funding and price discovery without dependency on external events? Here I propose a method to achieve this by using NFTs and Harberger Tax combined.

NFTs are intuitive — they are non-fungible tokens to represent unique assets.
**Harberger Tax is a property tax with two features:**

- People assess value of their asset and pay tax based on their own assessment

- Anyone can buy a property at the assessed price from its owner, forcing a sale
There are some Harberger tax based Dapps that have received great attentions and interesting feedbacks. The earliest one is This Artwork Is Always On Sale, created by Simon de la Rouviere. In the NGO space, Wildcards is using Harberger tax to raise fund for conservation. These experiments are pioneering and inspiring.

With the help of blockchain and smart contracts, Harberger tax is finally found feasible and useful in certain domains.

However, it is important to recognize that the background of Harberger tax is different from now. It’s under the assumption that real properties have two features: 1) operation costs are significant, e.g. government needs a great amount of resource to operate and manage public space so real property tax is a must, 2) scarcity is common in real properties.

In the virtual space, these assumptions are not important. Creating and holding a digital art NFT does not incur any operational cost, and there are infinite NFTs we can create in the virtual space.

Because of that, it’s more reasonable to tax on capital gains rather than charging a patronage. For example, an art collector does not want to be taxed all the time just because owning a painting, and there is no need to do so, because an art — in the end — is not a real property. However, the artist can be well funded with an initial sale plus a certain percentage of tax on capital gains from each future resale. The same logic applies to digital artists, and in our case, open source artists (developers).

One feature from Harberger tax that is very useful is forcing a sale. With a smart contract, we can do two things: 1) register all NFTs, 2) anyone can force a sale without permission from the previous owner.

We can use some features of Harberger tax and what we have discussed to design an alternative mechanism for fund open source project funding and price discovery. The **mechanism works as follows:**

- Every project can issue a unique non-fungible token, with an initial price. The address that minted the token becomes the first owner of the token.

- Anyone can buy the token from a previous owner based on his/her own assessment of the asset, as long as the price is set higher than the previous price.

- A tax will be imposed on the capital gains of the sale. For example, if an OSS / BUIDL NFT is sold at 20 DORA and the previous sale was at 10 DORA, then a 20% of tax means 2 DORA will be distributed to the project owner, and 18 DORA will be distributed to the previous owner.
The Dora team is currently deploying a feature to HackerLink and experiment this mechanism. It will show up next week on HackerLink BUIDL. In practice, there can be a few additional rules that we can add to the mechanism.

- Any currency can be used to price the token.

- Add a fee to each sale to avoid small-amount attack to the system (e.g. add 0.000001 $DORA and the ownership is transferred).

- Add a message to each NFT and refer to its HackerLink BUIDL ID and GitHub repo link.
In additional to OSS BUIDLs, this mechanism can be applied to funding and price discovery in other fields. For example, it can be an alternative way to issue NFTs for crypto arts and help the arts with price discovery while continuing to reward the artists. It can also help environment conservation organizations to price wildlife cards and collect funding from the transaction of the cards. For example, Project Ark recently applied for DoraHacks Singapore Hackathon’s grant, and they are generating NFT cards for wildlife conservation.

Think of it like a factory that allows any OSS project to issue its own “Uniswap sock token” that is freely tradable with NFTs and simplified Harberger Tax.

Source:
https://research.dorahacks.io/2021/04/18/hackers-painters/

Exploring Dorahacks($Dora): Hackers & Painters, Open Source Projects, NFTs, and Simplified Harberger Tax


DoraHacks, the global hacker movement and one of the most active Web3 developer incentive platforms, announced a $20 million Series B1 investment led by FTX Ventures and Liberty City Ventures. Circle Ventures, Gemini Frontier Fund, Sky9 Capital, Crypto.com Capital, and Amber Group joined the round.

According to the company, the funding will accelerate the launch of multiple cutting-edge initiatives, including Dora Grant DAO, a decentralized grant community powered by advanced governance technologies, and Dora Infinite Fund, a permanent venture funding disruptive ideas in frontier tech.

DoraHacks announced an $8 million strategic round last year, led by Binance Labs. Followed by the $20 million raise of Dora Factory, DoraHacks’ DAO-as-a-Service incubation, this additional funding brings the total amount invested in Dora core infrastructures over the past 18 months to nearly $50 million.

DoraHacks is most famous for curating many of the world’s brightest Web3 startups via hackathons and grant programs. Over 2000 startups and developer teams have raised $25 million worth of grants from the DoraHacks platform.

40+ Web3 ecosystems like Solana, Polygon, and Avalanche have adopted DoraHacks as a core partner in hackathons and community grant programs to access the global developer community.

DoraHacks has been driving critical research efforts in funding technology and decentralized governance infrastructures. After introducing quadratic voting and decentralized grants to multi-chain communities, DoraHacks has developed and implemented MACI (zero-knowledge, collusion-resistant voting) in ETHDenver 2022 and OpenSea hackathons.

“DoraHacks strives to provide the best infrastructure for open-source communities worldwide. Our mission is to create an everlasting hacker movement. With new strategic partners joining, we can better contribute to frontier tech’s startup community.” said Eric Zhang, founder of DoraHacks.

“Empowering multi-chain innovation has always been our mandate at FTX, ” said Adam Jin, Partner at FTX Ventures, “We believe DoraHacks will keep playing a crucial role in Web3, and FTX will work closely with the Dora team to support startup founders.”

DoraHacks launched Dora Grant DAO earlier this year. Having raised $5 million from 30+ partners, the company plans to provide grants to more post-hackathon-pre-investment stage projects. In addition, the company plans to set an evergreen venture, the Dora Infinite Fund, in motion via an NFT drop in 2022.

“DoraHacks is key to advancing the development of the infrastructure for Web3. At Liberty City Ventures, the focus has always been on groups building upon the promise of blockchain protocol and Web3 for real businesses and traditional industries. We expect increased engagement with our portfolio companies as the ecosystem grows.” said Emil Woods, Partner at Liberty City Ventures, Co-Founder of Paxos and Lukka, two blockchain unicorns.

Since late 2020, DoraHacks has invested in and incubated 20 projects, including DAO-as-a-Service Dora Factory, ZK infrastructure Zecrey, MOBA play-to-earn Thetan Arena, and Web3 tooling infrastructure ETHSign. DoraHacks is also the co-host of the Binance Labs incubation program.

“We’re excited to launch Dora Infinite Ventures. We will fund more frontier tech startups in Web3, quantum, and space. “So said Steve Ngok, Partner and Director of Business at DoraHacks.

### About

DoraHacks is a global hacker movement and the world’s most active multi-chain Web3 developer incentive platform. More than 2000 projects from the DoraHacks community have received over $21.5 million in grants and hackathon prizes. DoraHacks.io has around 250,000 active users worldwide. The platform offers hackathons, bounty, quadratic funding, privacy voting, and other community governance/funding toolkits. In addition, over 40 major Web3 ecosystems are currently using Dora infrastructures to fund their open source communities.

source: https://hidorahacks.medium.com/dorahacks-raises-20m-led-by-ftx-ventures-and-liberty-city-ventures-to-scale-its-global-web3-a59779f36998

Throw Back: DoraHacks Raises $20M Led by FTX Ventures and Liberty City Ventures To Scale Its Global Web3 Startup Platform


This post is to delete!


XNote's announcement of its AI-enhanced notebook is a big deal, as it promises to change the way we think about and use notebooks forever. With this breakthrough, users can take notes in the same way they always have, but with the added power of cutting-edge digital technology.
XNote's capacity to turn handwritten notes into interactive content is one of its most notable capabilities. Users can produce study quizzes, read succinct summaries of lengthy items, and more thanks to its cutting-edge technologies. To do this, a smart pen with a dedicated sensor is used to precisely record the writer's actions. The notebook's distinctive designs serve as a record of every brushstroke, written phrase, and doodling endeavor.
When the smart pen is paired with the XNote app over Bluetooth, the user's notes are instantly converted into digital form and stored in the cloud. The user's notes will be safely stored in digital form, and they'll be able to engage with their content in ways they couldn't before.
The firm has promised customers that more notebooks and ink refills will be available for purchase after the product's initial release, easing their minds regarding the product's durability. Despite the revolutionary technology included into the XNote notebook, the notebook itself has no electronics. This makes it long-lasting and inexpensive compared to similar notebooks on the market.
The fact that it works equally well on iOS, Android, and the Web demonstrates how much thought and care the developers put into making their product as user-friendly as possible.
The anticipated release of XNote on Kickstarter has caused quite a stir in the computer community. The company is offering an early bird discount on their website for those who are interested in trying out this groundbreaking product.
https://get.xnote.ai/

### Final Thoughts
When it comes to taking notes, XNote is more than simply a new tool; it's a revolution. It's a game-changer for the world of private record-keeping thanks to its novel methodology.

XNote Introduces Smart Notebook Powered by ChatGPT

Unveiling a better, faster and more convenient means of taking notes with the new AI powered X note.


DoraHacks was formed in 2014 with help from the Open Wisdom Lab at Tsinghua University to become a worldwide hackathon organizer and hacker community. LINKING TEN MILLION HACKERS TO SOLVE PROBLEMS WORTH ONE TRILLION DOLLARS.
In this article, I will be walking you through basic details about what DoraHacks is and what they do.

## What Exactly is DoraHacks?
As mentioned earlier, DoraHacks was formed in 2014 with the aid of the Open Wisdom Lab at Tsinghua University. DoraHacks is one of the most active multi-chain Web3 development groups and a global hackathon organizer. By facilitating hackathons, incentives, grants, and other forms of crowd-funding for developers, it fosters a worldwide hacker culture in blockchain, quantum computing, and space innovation.
DoraHacks has thus far seen approximately $30 million in grants and other contributions from supporters around the world, distributed to over 4000 startup teams. Dora's infrastructure (http://dorahacks.io) is being used for open source fundraising and community governance by a wide range of communities, companies, and blockchain ecosystems.

### DoraHacks Start-up Story
Dora's founder, Eric Zhang, who had previously organized a successful Webfest Hackathon at CERN (the European Organization for Nuclear Research), where the Web was invented, received his degree from Oxford University in 2014. Eric's thesis advisers at Oxford came up with a method for studying the structure of natural languages that was inspired by quantum mechanics. Eric was a regular at hackathons due to his background in computer science and engineering. He frequently took part in or helped arrange small-scale hackathons, where he would work on a certain product or issue with college students and junior researchers.
Hackathons are competitions in which teams of developers have between 24 and 48 hours to develop a product from scratch. During a hackathon, you probably won't sleep, instead staying up all night to finish your project. It can be done only for entertainment purposes, but competitions are also possible.
After returning to Asia, Eric spent time with local communities and made new acquaintances among the Tsinghua University student body, only to discover that no one there gave a hoot about the hackathon culture. Back then, the hacker movement was largely unknown in Asia. So, he reasoned, why not take action?
THacks was the first ever collegiate hackathon, and it was held at Tsinghua University in November 2014, thanks to Eric's efforts in collaboration with the co-founder of University of Michigan Hacks. After THacks, Eric founded DoraHacks because he wanted to create a permanent hacking community for everyone in Asia.
DoraHacks was a little hacker community that held weekend meetups and workshops on cutting-edge technologies like blockchain, cloud computing, IoT, and space technology, all of which were relatively new.
DoraHacks has grown rapidly from its inception in 2014 to become one of the largest hackathon organizers and hacker communities on the globe by 2017.
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697540583432-YAKIHONNES3.webp)

## Just What is DoraHacks' Purpose?
DoraHacks is dedicated to fostering the growth of the worldwide open-source community and collaborating with all players to improve the state of the art in cutting-edge technology. DoraHacks is a Web3 developer platform and organizer of international hackathons with a focus on bolstering the worldwide hacker movement.

## In What Ways Does DoraHacks Contribute to the Open-Source Movement?
Many of the potential collaborators in crypto or blockchain ecosystems like Ethereum and Cosmos are open-source projects in their own right. Almost every application in these ecosystems was developed by members of the community rather than by large corporations.
DoraHacks chances of making a positive impact and garnering community support are increased in a world where there are open-source blockchains like Ethereum and Cosmos. The preference, from a collaborative perspective, is to work within these open-source ecosystems.
From the perspective of the developers, there is no necessity for open-sourcing the code. Although it's not required, it's seen that participants who make their code available to the hackathon judges, as well as other developers and the community at large, have a much better chance of winning hackathons and receiving grants from DoraHacks and the various foundations with which they work.
It has also been noted that developers in the community have an easier time iterating on open-source projects following a hackathon because the community provides such useful input. All in all, it's a great opportunity to boost the quality of the code and the end result. Hackathons are a great place for developers interested in working on a certain project to gather information and possibly form a winning team.
The availability of open source has led to the growth of hacker groups, which in turn has led to a positive feedback loop between open-source code.
There appears to be a self-sustaining cycle of improvement in this scenario.

### Bottom Line
Concluding this article, DoraHacks is devoted to the worldwide hacker movement as both an international hackathon organiser and a Web3 developer platform. In contrast to businesses' closed-source "cathedral" approach, they aim to build an open-source bazaar for cutting-edge technology. DoraHacks facilitates collaboration between professionals working in emerging technologies by linking them with one another and supplying them with tools for product development. DoraHacks' dedication to hacker culture and Web3 is influencing the direction of technological development in the future.

Exploring DoraHacks: What is DoraHacks? What's their Purpose? And other questions will be answered in this article, read through and fill up your curiosity.


Hey friends! Are you so pumped for your upcoming trip to Bali? I bet you are going to have the best time of your life on this magical island. There are so many epic things to experience in Bali. It can be hard to decide. That’s why I put together this list of the top 25 activities you absolutely have to do if you want your vacation to be unforgettable!

From relaxing on the beach to exploring temples and rice terraces, this guide has something for everyone. I’ll give you the inside scoop on each activity so you can start planning your days. Get ready for waterfalls, snorkelling, massages, and a whole lot more awesomeness! Let’s dive in:

### Lounge at a Beach Club
Bali has some of the coolest beach clubs in the world. Head to Finns in Canggu for insane party vibes, or make a day out of it at Karma Beach for food and massages right on the sand. Grab a bean bag and chill out with a tropical cocktail in hand. Beach clubs were made for vacation mode!

### Go cliff-jumping.
Feel the thrill of leaping off a cliff into Bali’s beautiful waterways! There are spots like Secret Point where you can safely take the plunge. Just make sure to check the depth and entry points. Cliff jumping into the perfect turquoise water is an adrenaline rush you’ll never forget.

### Surf Iconic Breaks
With its great waves, Bali is a legendary surf destination. If you’ve never tried it, take a lesson to learn on gentle beach breaks. More experienced surfers can head to reefs like Uluwatu and Padang for the ride of their lives on epic barrels. The warm water makes for long sessions!

### Hike Mount Batur
Catching the sunrise from Mount Batur Peak is an awe-inspiring experience. Hiking this active volcano only takes a few hours, round trip, and the views of villages, jungles, and Lake Batur are unreal. Just be prepared to wake up early to start in the dark!

### Explore picturesque rice terraces.
Bali terraced rice fields seem to go on forever! Take in the views at Tegalalang and walk down into the valley to see local farmers at work. The cascading greenery dotted with palm trees is super photogenic. Be sure to snap that mandatory swinging photo too!

### Visit Besakih Temple.
The Mother Temple of Besakih is Bali’s most important Hindu site, sitting high on the slopes of Mount Agung. Dating back to the 11th century, this enormous temple complex has terraced courtyards, lush gardens, and intricate stone structures. Feel the spiritual energy here.

### Swim in natural pools.
Take a dip in Bali’s magical freshwater pools scattered across the island. Some favourites are Tukad Cepung’s cave, Tegenungan waterfall’s plunge pool, and the idyllic natural springs at Tirta Gangga. Going for a swim surrounded by jungle is beyond refreshing.

### Try whitewater rafting.
Feel the thrill of shooting down rivers like the mighty Ayung that cuts through the lush interior. Bali has so many awesome rafting routes, surrounded by gorges, rice fields, and waterfalls. Just be ready to get wet! Choosing a tour means you don’t need any experience.

### Yoga with a View
Take your practice to new heights by downward dogging on a clifftop or in a bamboo hut overlooking the jungle. Bali has lots of amazing spots for yoga, like The Yoga Barn or Desa Seni. Catching the sunrise flow class will be a highlight!

### Get a massage.
Treat yourself to a traditional Balinese massage. They are affordable and seriously good. Expert hands will stretch, knead, and work out all those knots you have from travel and hiking. Add a flower bath or body scrub for ultimate relaxation. You’ll leave feeling like jelly!

### Have a beach bonfire.
There’s nothing better than relaxing by a crackling fire right on the sand as the sun goes down. Places like Sundays Beach Club in Uluwatu serve wood-fired pizzas while you watch the waves. End the night roasting marshmallows under the stars.

### Explore Sekumpul Waterfall
This towering cascade, surrounded by lush jungle and pools, is a must-see. Sekumpul waterfall has multiple levels, and you can even swim in the chilly turquoise waters below. Be prepared for hundreds of steps and wear shoes with traction as the path is slippery. So worth it!

### Eat traditional food.
Indonesian fare like nasi goreng (fried rice), mie goreng (noodles), and sate (skewers) are all flavorful staples. Don’t miss trying local desserts too, like the purple sticky rice called ketan durian. The restaurants Warung Nia or Made’s Warung are great introductions to authentic cuisine.

### Hunt for wildlife
Bali’s wildlife ranges from tiny exotic birds to large mammals. Visit the Sacred Monkey Forest to come face-to-face with playful grey long-tailed macaques. If you’re lucky, you may spot giant fruit bats, wild pigs or even the rare black panther deep in the jungle!

### Ride a scooter
Zipping around on a scooter is the best way to experience Bali’s backroads and beaches. You can easily rent one for cheap. Just wear a helmet and be careful of potholes! Nothing beats feeling the warm breeze while cruising through small villages and lush rice paddies.

### Lounge at La Brisa
La Brisa in Canggu boasts epic sunset views with a beachy vibe. Sit on the covered deck, order a mango daiquiri and some fresh seafood, then watch the sky turn pink behind the waves. They often have live reggae and salsa too. The overall chill atmosphere can’t be beat.

### Go snorkelling.
Don’t miss snorkeling around the islands of Nusa Lembongan, Nusa Penida, and the Gili Islands off the coast! Bali’s tropical waters are crystal clear, with incredible coral and sea life. Drift along, and you’re bound to spot sea turtles, manta rays, colourful fish, and more.

### Shop local markets
For seriously good deals on everything, from beachwear and batik to handmade jewellry and artwork, explore Bali’s bustling markets. Favourites are the Ubud Art Market and Beachwalk Shopping Centre in Kuta. Don’t be afraid to haggle! The variety of quality items there is amazing.

### Visit Tegallalang Rice Terraces
This stunning landscape of tiered rice paddies is some of the most beautiful scenery in Bali. The area around Tegalalang is easily accessible and great for photography. Walk down into the terraces to see farmers working and traditional irrigation systems called subak that have existed for centuries.

### Have a Beachfront Seafood Dinner
Soak up the island vibes by dining on freshly caught fish at a table in the sand. Jimbaran Beach is lined with restaurants and grills like warungs that will cook up your pick of seafood. How does lobster or snapper grilled over coconut husks sound?

### Pamper Yourself at a Spa
Indulge in a luxurious spa day during your stay for ultimate relaxation. Try treatments like Balinese massages, body scrubs, flower baths and facials at spots like Kecak Spa or Berry Amour. Complete bliss! You’ll leave with glowing skin.

### Visit Tanah Lot Temple
This striking temple, built atop a rock formation jutting into the sea, has become an iconic Bali landmark. Walk down to Tanah Lot at low tide, and you can even enter the cave behind it! The sunrise and sunset here are gorgeous. Capture that perfect photo!

### Drink cold beer at Single Fin
You’ll find the dream combination of cold Bintang beers, homemade pizzas, and legendary sunsets every Sunday at Single Fin. Arrive a couple hours before dark to post up with uninterrupted ocean views, then stay for the bonfires and live music.

### Explore secret beaches
Some of Bali’s most pristine beaches are hidden down small paths and cliffs away from crowds. Ask locals for tips, or just go exploring by scooter. Dreamland, Thomas Beach, and Padang Padang are all great spots to put down your towel and have a secluded beach day.

### Watch the Devdan Show
This extremely colourful stage show highlights Bali’s vibrant culture with costumes, dancers, acrobatics, and more. The Devdan performance happens a few nights a week in Nusa Dua. It covers different traditions spanning the entire Indonesian archipelago. Go have an awesome night out!

### Bottom Line
That was an epic list, but I can say that  there’s no shortage of amazing things to do in Bali! I hope this gives you a good place to start planning your vacation. Get ready for the best vacation of your life on this magical island.

Favourite Activities to Partake in While in Bali

Fun activities to emabark on while in Bali.


As we all know, Bali is becoming a real foodie destination, fellow foodies! If you’re headed to Bali, get ready for some awesome food. This island is a tasty paradise with restaurants that’ll blow your mind. With incredible views, delicious food, and super cool settings. From hipster cafes in Cangue to fine dining with beachfront views, Bali’s food scene has it all. Trust me, and buckle up that belt, because we’re about to dive into the 5 best restaurants in Bali. Get your reservations ready and work up an appetite, because at these hot spots, you can chow down on everything from Spanish tapas to gourmet Asian fusion. The flavours, vibe, and views are all on point.
This Indonesian island is a mecca for excellent food. From trendy hot spots in Seminyak to scenic ocean view dining in Uluwatu, Bali has it all. The food scene here is really blowing up. Talented chefs are making magic with local ingredients. Chic cocktail bars and cute cafes line the streets. You can find cuisine from around the world, with plenty of fresh seafood too. There's something to satisfy every palate and fit any budget. To get your taste buds excited for a trip to Bali, here's the inside scoop on 5 awesome restaurants you have to check out. These spots are serving up delicious plates in cool settings. Let’s dig into the best food Bali has to offer!

### Locavore:
First up is Locavore, the fabulous fine dining restaurant that put Bali on the global culinary map. This popular eatery is found in the heart of Ubud. The husband-and-wife chef duo cooks up amazing experimental dishes that showcase local ingredients. Their degustation menu is to die for. They take flavours from Indonesia and present them in inventive new ways. Everything here is artistic and delicious. The setting is simple yet chic, with an open kitchen. Watching the chefs in action is part of the experience. Locavore uses local meats, fruits, veggies, and spices to make unforgettable cuisine. This is a must-visit for any food lover touring Bali's interior. It books up fast, so reserve your table soon.

### El Kabron:
On the southern Bukit Peninsula, discover Spanish-inspired dining at El Kabron. This Cliffside restaurant sits high above the ocean with insane views. Snag a table on the terrace for sunset and enjoy tasty tapas as the sky turns pink. Sip sangria while looking out to sea. Staying here feels like you are in the Mediterranean! El Kabron serves up paella, jamon, prawns, fried calamari, tortillas, and other Spanish favorites. The seafood is very eloquent. Share plates with friends and linger for hours. Stick around after eating to lounge by the pool on the edge of the cliff. There's usually live music at night too, making El Kabron a top spot to spend an evening with good company.

### Mama San:
No food tour of Bali is complete without a visit to Mama San. A celebrity chef's popular restaurant is located right in the heart of Seminyak. This stylish two-story space has a funky warehouse interior. With exposed beams and pendant lighting, it's got plenty of character. The menu features Asian street food with global influences. Mama San is perfect for grabbing exotic cocktails and sharing small bites with your crew. Standouts include the duck dumplings, egg noodle salad, and stir fries. Don't miss the stacked burgers, either! There is always a lively buzz at Mama San. The laidback atmosphere matches the eclectic vibe of Seminyak. Stop by this trendy hotspot day or night for tasty grub and drinks.

### Mejekawi:
Upstairs at the famous beach club Ku De Ta, you will discover the exceptional fine dining experience at Mejekawi. This chic resto has a neutral palette with wood accents and ocean views. Chefs present contemporary degustation menus with wine pairings. Each course takes Indonesian cuisine to the next level. The innovative plates look like edible art. Sit back and enjoy as the culinary team prepares seasonal tasting menus customised to your preferences. This is next-level gastronomy in a relaxing yet upscale setting. The Mejekawi vibe is perfect for a special occasion. The seamless service provides an evening of pure culinary pleasure. Watch the sunset from your table and linger over inventive plates late into the night.

### La Lucciola:
Last but not least is the legendary La Lucciola, a longtime Seminyak establishment. This beachfront restaurant has a prime spot right on the sand. Palm trees sway over the wooden  tables, and beach chairs fill the shore. Feel the sea breeze as you tuck into tasty Italian cuisine. La Lucciola is also known for its excellent service and good vibes. Grab a table near the beach to enjoy wood-fired pizzas, pastas, salads, and grilled meats. The seafood menu is also fantastic. Sip on Bintang beer or a nice glass of vino, take in the views, and relax into island time. La Lucciola is casual dining at its best. The atmosphere is so chill, it's no wonder this is a favourite among Bali old-timers. Arrive at sunset and linger late into the evening for the full experience.

### Conclusion
Visiting these top tables in Ubud, Uluwatu, and Seminyak is a must for food lovers. Try them all to experience the dining options available in Bali today. With so many sensational restaurants, you won't go hungry on this island. Get ready to chow down on an unforgettable food tour across Bali! Grab reservations and bring your appetite.

Check out nice restaurants to visit while in Bali.


![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191660719-YAKIHONNES3.jpeg)

Years of tourism haven't diminished Bali's enduring spirituality or the allure of the natural world. There are still plenty of wonderful places to get away from the crowds, where volcanoes rise from the sea and monkeys swing in the trees. On a little island that is less than half the size of Greater Tokyo.
Here are some tips for finding your own slice of paradise on the Island of the Gods to help first-time tourists to Bali who might be unsure of what to expect.

## Kuta, Legian, and Seminyak

Legian occupies a middle ground between Kuta, which plays the wild child, and Seminyak, which continues to represent the pinnacle of refinement. However, this 12 km length of south Bali offers a wide variety of stores, several lodging options, top-notch eating, genuine warungs (food vendors), beach bars, clubs, and day spas.
Revolver's early-morning coffee, Potato Head Beach Club's sunset drinks, Motel Mexicola's conga lines and coconut cocktails, Kuta Beach's haggling and people-watching, and a day of shopping and dining on Jalan Laksmana, also known as Oberoi, Eat Street, or Jalan Kayu Aya, are all must-dos.

## Greater Canggu
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191691913-YAKIHONNES3.jpg)
Canggu, long anticipated as an expat haven, is finally here. Free-spirited and artistic types ride scooters from Umalas to Kerobokan to Echo Beach to Berawa Beach to Pererenan (and to a much lesser extent, Seseh and Kedungu beaches) in search of the perfect cocktail at Finns Beach Club or a seaside feast amidst bohemian decor at La Laguna.
Bowling alleys, tennis courts, a water park, and a trampoline center can be found at the Canggu Club, while the Pura Tanah Lot temple in neighboring Tabanan, perched precariously on a rocky outcrop above the surf, is a popular tourist destination.
Boutique and one-of-a-kind hotels abound in the neighborhood, from the opulent Tugu Bali to the more affordable but still convenient FRii Bali Echo Beach.

## Bukit Peninsula, Nusa Dua, and Jimbaran Bay

The southernmost tip of Bali is home to numerous resorts, each of which promises its own version of a perfect day at the beach. World-renowned surfers flock to Bukit Peninsula's Ulu Watu, while Bingin's surf shacks and Padang Padang and Dreamland's pristine seas can't be beat. One of Ulu's most popular destinations is the Rock Bar at Ayana Resort, which is located on the cliffs above Jimbaran Bay and is often featured in travel brochures. This glitzy spot has been around for a while, yet it never fails to draw a sizable line around sunset due to its open-air elevator.
Jimbaran Bay by itself is a quieter destination. Lines form at restaurants serving freshly grilled seafood, but intrepid visitors should try Jimbaran Fish Market or Seasalt instead.
Elegant and extravagant describe life in Nusa Dua, where world-class golfing, a plethora of high tea alternatives, and luxurious hotels are the norm.

## Ubud and Central Bali
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191717524-YAKIHONNES3.jpg)
Ubud is the cultural center of Bali, a place where vegan cafes, crystal boutiques, and chakra cleansing courses thrive alongside the island's traditional art and culture. The Royal Palace, the mischievous monkeys of the Sacred Monkey Forest Sanctuary, and the abundance of hippie stores are other major draws.
Luxurious things to do in Ubud include staying at the five-star Como Uma Ubud and dining at the award-winning Locavore. Paradiso Ubud is an organic vegetarian restaurant with a 150-seat cinema, while La Cevicheria is a more sea-oriented eating experience, specializing in ceviche created using classic Latin-American traditions.
Beyond Ubud, central Bali is a patchwork of wonders. Visit the holy water bathing site of Tirta Empul Temple, the rice terraces of Munduk, the lakes and botanical gardens of Bedugul, and the valleys pouring off Gunung Batukaru (Mount Batukaru).

## East Bali and Sanur
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191741022-YAKIHONNES3.jpg)
Amed and Candidasa, located in east Bali, have some of the best diving on the island just off their coasts, while the island's highest peak, Gunung Agung, towers over them.
Visit the Puri Taman Ujung Floating Palace and the charming fishing village of Amed, where you'll find excellent villas (such as Griya Villas and Spa) and restaurants serving every kind of mahi-mahi imaginable.
Sanur combines the laid-back vibe of an eastern fishing village with the fine restaurants and comfortable hotel options of Bali's southern coast. You can go kite surfing or take a class at the Bamboo Shoots cooking school to explore the subtleties of Indonesian cuisine. Plan your trip to Sanur during the International Kite Festival (which takes place in the months of July and August) to experience the city at its busiest.

## North Bali
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191765392-YAKIHONNES3.jpg)
Bathing in the mossy air terjun (waterfalls) of Sekumpul, Gitgit, and Sambangan takes up much of the day in north Bali. The day begins with dolphin-watching expeditions from Lovina in traditional outrigger boats. There may be some stairs involved, but in general, the more stairs there are, the fewer people there will be.
For a glimpse into Bali's colonial past, visit Singaraja, the island's administrative center and the port of entry for most tourists up until the south's tourism boom.

## West Bali
![image](https://yakihonne.s3.ap-east-1.amazonaws.com/892ab9bd6666531a9ea951ee52c4a179801fcf2f27beea1fbb4e4b68e686de59/files/1697191789443-YAKIHONNES3.jpg)
Many tourists, in search of good waves, have no idea that Medewi and Java are just a short boat ride away from west Bali. Meanwhile, they're losing out on regional specialties like ayam betutu, a wood-smoked chicken stew, and the gorgeous Taman Taman Nasional Bali Barat (West Bali National Park), with its quiet, secluded beaches that are home to families of wild deer.
Despite its attractive neon marine life and bizarre coral cliffs, Menjangan Island is one of the least crowded dive locations in Bali. The mystical stone fountain baths of Air Panas Banjar can be found on the western and northernmost peaks of Bali and pay homage to the island's deep spiritual traditions.

## Nusa Lembongan and Nusa Penida
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There are two good alternatives to staying on the mainland when the chaos becomes too much to bear.
Nusa Lembongan's allure, despite being across the Badung Strait by boat for half an hour, is in its genuine island atmosphere. Pass the time trying out new yoga poses while standing on a surfboard, scuba diving, snorkeling, or paddling a kayak through mangrove tunnels. If that isn't enough, head to Nusa Ceningan and cross the yellow suspension bridge to the boat shed-style Le Pirate Beach Club for dinner or a night's stay.
Alternatively, you may go to Nusa Penida. It is larger than the nearby islands of Nusa Lembongan and Nusa Ceningan, but it has remained relatively undeveloped, with its quiet white-sand beaches constituting a large part of its attractiveness. It is just about 40 minutes by boat from the coast of Bali. Besides the many Hindu temples, visitors can also enjoy the area's limestone caverns and craggy coastline cliffs. Birdwatchers will be happy to know that the island provides a safe haven for a number of threatened species of birds, including the Bali starling.
Rooms at Agung View are lumbung-style and look out over the ocean and the quaint town of Toya Pakeh. Penida Colada, located in Ped's quaint downtown, also offers breathtaking ocean views. In the evenings, the cafe teems with people who have come to eat at the seafood barbeques and have a drink or two.

### Conclusion
Bali, an Indonesian gem, offers diverse activities and delectable cuisine at local eateries. This Indonesian gem offers an unforgettable adventure, embracing its rich culture and natural beauty. Discover the island's vibrant and unforgettable experiences, as this trip will be totally worth it.

Bali first time: where to eat, stay, and have fun

Discovering Bali: First timer's guide to make the most out of your trip to Bali.


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The gig economy is comprised of short-term contracts and freelance positions. It offers freedom and flexibility to its workers. However, it also comes with unique financial challenges that require proactive planning to navigate successfully. In this article, we’ll explore tips and strategies freelancers like yourselves can employ to take control of your finances.

### 1. Define Your Freelance Business Model
The first step is defining your freelance business model, which establishes parameters for managing finances. Determine the services offered, ideal clients, pricing structure, and your preferred working style. This helps to provide focus when making financial decisions aligned with your business vision. Outline your financial goals, like your target income, growth plan, and lifestyle objectives. The clearer your business model, the easier optimizing finances becomes.

### 2. Create a Budget
Building a budget is crucial for freelancers to track income and expenses. List regular monthly costs for basics like housing, food, and transportation. Calculate your minimum monthly income needs based on these figures. Next, log income from active projects and gigs. Compare this to your minimum to ensure you’re earning enough to cover costs. Look for places to reduce spending if income falls short. Apps like Mint help automate budgeting.

### 3. Establish an Emergency Fund
With irregular freelance income, having an emergency fund provides a safety net. Ideally, save enough to cover 3-6 months of regular expenses. This protects you if work slows for an extended period. Start by saving a percentage of each payment from gigs. Even small additions accumulate over time into a healthy emergency fund. Contribute more during flush times to grow it faster.

### 4. Negotiate rates strategically.
To earn your target income, establish rates strategically based on industry benchmarks, experience level, and value delivered. Don’t simply default to the lowest quote. Research what top performers earn for similar projects. Assess the rates clients are willing to pay. Consider boosting rates gradually over time as you gain positive feedback and recognition. But remain competitive. Outprice yourself and you’ll lose business. Regularly reevaluate rates to ensure they align with freelance income goals.

### 5. Have Accounts for Business Finances
Keep business and personal finances separate with dedicated accounts. Open a business checking account to receive payments from clients and pay expenses. A business credit card helps track work purchases. Keep detailed records of income and expense flows in these accounts. This gives visibility into the financial health of your freelance venture and simplifies filing taxes. Popular apps like QuickBooks streamline business accounts.

### 6. Prepare for Self-Employment Taxes
One major difference from traditional employment is being responsible for self-employment taxes. You must pay Social Security and Medicare taxes, plus federal and state income taxes. Experts recommend saving at least 20-30% of each payment from gigs to cover what you’ll owe. Make quarterly estimated tax payments so you don’t get hit with a massive bill. An accountant can advise on tax rates and filings based on your freelance income sources.

### 7. Leverage Retirement Savings Options
Retirement funds are another area freelancers must be proactive about. With no employer matches, explore options like a SEP-IRA to save and invest for retirement. Contribute a percentage of earnings consistently. Take advantage of "catch-up" provisions as you get older. Seek professional advice to determine wise retirement savings goals and suitable investment plans. The earlier you start, the more your funds can grow.

### 8. Organize Your Invoicing System
Getting paid smoothly begins with an organized invoicing process. Invoice clients promptly when you complete deliverables. Include clear payment terms and due dates. Track sent invoices and follow up on those unpaid. Use invoicing software like FreshBooks to create, send, and manage invoices efficiently from one place. Set up automated payment reminders to avoid late invoices. Only do more work for clients once existing invoices are paid.

### 9. Build Your Cash Reserve
One key financial cushion recommended for freelancers is having a robust cash reserve, ideally 3-6 months' worth of expenses. This helps provide stability between gigs and during slower months. To build reserves, curtail discretionary spending and bank a portion of payments. Move reserve funds into safe but accessible accounts like high-yield savings to earn interest without risk. Refrain from tapping the reserves except when absolutely necessary. Consistently grow reserves to strengthen your safety net.

### 10. Diversify Your Client Portfolio
Mitigate the risk of unreliable income by diversifying clients. Don't rely too heavily on one or two large accounts. Seek work from multiple smaller clients versus a single big one. Having several revenue streams ensures one lost client won't devastate your finances. Bring on new clients continuously, even when fully booked, so you have reserves when projects end. Say no to problem clients and known late payers.

### 11. Maintain good records
Freelancers need to maintain thorough financial records for taxes and accounting. Keep diligent track of income from clients. Save invoices, contracts, receipts, and statements. Note business expenses like equipment, supplies, travel, and mileage. Good recordkeeping makes filing taxes a breeze and provides data to analyze your freelance finances.

### 12. Pursue Ongoing Education
Finally, regularly invest in improving your expertise and skills, even when finances feel tight. Taking courses and workshops to advance your capabilities can enable you to increase rates and earn more over the long-term. Join professional organizations to access educational resources and industry trends. Keep diving deeper into your niche by reading books, publications, and blogs. Staying on the cutting edge builds your professional value.

### Conclusion
By adopting these financial best practices, you can take control of your money management as a freelance. Define your business model and ideal income. Budget expenses and create an emergency fund. Set competitive rates and build cash reserves. Maximize retirement contributions and organize invoicing. Diversify clients and maintain detailed records. Pursuing ongoing education ensures you can sustain a thriving freelance career for years to come. Diligent money management helps freelancing be a financially rewarding choice.

The Gig Economy: Managing Finances as a Freelancer

Hey there! Are you a freelancer looking to better maximize your finance, if so, then look no further as this article contains all you need to know to be on the right financial track.


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The next generation of wireless technology, 5G, is rolling out and expected to be s commonplace within the next few years. 5G promises lightning-fast speeds, ultra-low latency, and expanded capacity compared to existing 4G LTE networks. Experts predict that these enhancements will lead to innovative new technologies and services that will transform our daily lives. In this article, we’ll explore how 5G is likely to impact everyday life across various sectors.

### 1. Faster Speeds For Consumers
One of the most touted benefits of the 5G networks is the faster data speeds they will provide to mobile device users. 5G is capable of peak data rates up to 20 Gbps, which is 20-100 times faster than 4G LTE. For consumers, this means being able to download full HD movies in seconds versus minutes. Large software and operating system updates that once took hours will be completed in minutes on 5G networks. Music and video streaming will be higher quality on 5G networks with less lag and buffering. Even at the low end, 5G is expected to achieve 100 Mbps speeds, still 10-20 times faster than average 4G speeds. The superfast speeds enabled by 5G will make experiences like video calling, mobile gaming, VR, and media consumption far more responsive and seamless.

### 2. Boost For Smart Home Technology
With its ability to support a massive increase in connected devices simultaneously, 5G will pave the way for exponential growth in smart home technology. Appliances, security systems, lighting, entertainment systems, and more will be able to interconnect and share data with unprecedented efficiency over 5G networks. This enhanced machine-to-machine communication within the home opens up many new possibilities. Homeowners will be able to control and monitor their smart home environment remotely using mobile apps and voice assistants. More data enables smart home AI to automate and optimize based on usage patterns. 5G brings the promise of dwellings that are safer, more responsive, and personalized to owners’ habits.

### 3. Revolutionizing Healthcare
5G has the potential to profoundly impact healthcare services and delivery. The combination of faster data speeds and lower latency will enable more widespread adoption of telehealth services. Doctors can virtually consult with patients using 5G-enabled HD video and audio calls. Remote consultation allows patients to avoid lengthy commutes and packed waiting rooms. Healthcare organizations can swiftly share large medical imaging files and test results, speeding up patient care. Enhanced connectivity will also enable patients to be monitored remotely using wearable medical devices and sensors that provide doctors with continuous, real-time health analytics. 5G looks set to make healthcare more accessible, proactive, and personalized.

### 4. Enhanced Commuting And Transport
The transportation sector stands to benefit enormously from 5G capabilities. It will allow vehicles to interconnect and share data freely, improving road safety. Autonomous vehicles will be able to react faster based on real-time data from surrounding cars and traffic infrastructure. Public transport fleets such as trains and buses can be optimized by tracking vehicles and capacity in real-time. Smart traffic signals and pedestrian crossing technology will improve traffic flow in cities. In-vehicle entertainment options will be enhanced thanks to superfast 5G network access even while traveling. Overall, 5G will make daily commutes and transit journeys faster, safer, and more enjoyable.

### 5. Immersive Extended Reality
5G networks provide the robust connectivity needed to support seamless streaming of graphically rich content to power new extended reality (XR) experiences. 5G will enable more immersive and realistic virtual reality (VR) by reducing motion sickness issues and lag caused by unstable network connections. Augmented reality (AR) applications will achieve new levels of precision tracking and responsiveness using 5G networks. Retailers plan to adopt AR/VR to let shoppers digitally try on products. Tourism, construction, design, and many other industries plan to implement XR tools to foster collaboration among remote teams. 5G connectivity unlocks the full potential of extended reality technology.

### 6. Instant Communication
One major benefit 5G provides is its low latency compared to previous generations. Latency refers to the delay between a request being sent over the network and the response received. 5G brings this down to 1 millisecond or lower, versus 50 milliseconds on 4G. For users, this near real-time responsiveness will be felt through more instantaneous loading and downloading. But low latency also opens new doors for innovative applications. Remote control of robots, drones, industrial machinery, and even surgical equipment will be far more practical with 5G. Any technology requiring split-second responsiveness and feedback will thrive on speedy 5G networks. It will enable new modes of fast-paced communication.

### 8. Empowering Rural Communities
While the benefits of 5G will be most apparent in high-density urban areas, rural communities have much to gain as well. Many remote towns and villages still lack quality broadband access and cellular coverage. The wide coverage footprint of 5G networks will help address this digital divide. Farmers will be able to deploy 5G-enabled smart agriculture tools to track livestock, monitor crops, automate machinery, and more. Rural hospitals and clinics can tap telehealth solutions to expand healthcare access. Students can benefit from fast connections for digital learning. 5G connectivity will empower rural communities through inclusivity.

### 9. New Horizons For Mobile Gaming
Mobile gaming apps and services are expected to achieve enormous gains with the rollout of 5G networks. 5G’s combination of high bandwidth, low latency, and capacity to support many simultaneous users will enable console/PC-quality games to thrive on mobile. Game streaming services will allow gamers to play graphics-intensive titles on phones/tablets without local storage limitations. Competitive multiplayer mobile gaming can evolve to LAN-like responsiveness. Overall, 5G opens new possibilities in spheres like VR gaming, cloud gaming, e-sports streaming, and collaborative play. The ability to access immersive, real-time games anywhere will transform mobile into a versatile gaming platform.

## 5G Technology Risks And Challenges
While the potential benefits of 5G are compelling, experts also point to new cyber threats, health risks, and environmental concerns that require ongoing evaluation. The massive expansion of connected devices and data sharing may expose businesses and individuals to invading hacks, malware, and data theft. More extensive infrastructure may also amplify exposure to electromagnetic radiation, though effects on health require further research. Additionally, increased demand for hardware and network components will drive greater need for sustainable e-waste policies. For 5G to advance responsibly, technology partners must prioritize transparency, cyber vigilance, and eco-friendly practices.

### Final Thought
5G is set to become the new standard for connectivity that will redefine our society relationship with technology. It will push mobile experiences, smart hardware, immersive media, and instant communication to new heights over the coming decade. With wise advancement, 5G can usher in exciting new eras of possibility for both enterprises and the everyday consumer.

The Impact of 5G Technology On Everyday Life

Come as we Journey into the vast realm of seemless connectivity through 5G technology.


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In addition to its beautiful beaches and verdant surroundings, Bali is the destination of choice for millions of tourists each year because it is the birthplace of the distinct Balinese culture and customs that are unmatched worldwide. This was highlighted extensively in the book and the movie that followed, Eat Pray Love, and it still draws people to Bali who are enthralled with its genuineness!
Bali's intriguing location within the Indonesian archipelago of over 17,000 islands is apparent. In Indonesia, there are approximately 300 distinct ethnic groups, over 700 languages spoken there, and six recognized state faiths. Bali distinguishes itself by having 80% of its people practice Hinduism and by having diverse cultures and traditions that combine Hinduism with Indonesian customs.

### The Iconic Balinese Culture
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The religion has a strong influence on Bali's culture, which is reflected in the country's architecture, art, dance, theatre, and daily life. Although some of these cultural customs may seem strange to visitors from other countries, it is advised that they be respected and openly observed while in Bali.
The musical and dance performances that are held around Bali offer an insight into this culture. These customary performances are an essential part of any celebration and are not just a tourist attraction. They have been performed for generations. The performing arts serve as vital means of expression for people to show their reverence for the gods, goddesses, and nature.
In Bali, people hold ceremonies virtually every day to commemorate significant occurrences like the full moon and significant life stages like puberty, marriage, and death. At some of these events and festivals, you can run into hundreds or even thousands of people. Come along and you might pick up some interesting knowledge!

### Bali's Age Old Traditions And Heritage
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In addition to traditional norms, locals frequently make offerings to gods and evil spirits, which are visible at practically all storefronts, restaurant entrances, and hotel entrances. These offerings, which are made with burning fragrant sticks at dawn, consist of candy, cigarettes, and flowers.
There are numerous holy temples spread out around the island, since Hinduism continues to play a significant role in the lives of Balinese people. In addition to being fantastic tourist destinations, several of these temples played a significant role in the daily lives of the Balinese people centuries ago.
Other unusual customs include the application of rice grains between the eyebrows, which is thought to hold the body's energy or chakra, and the wearing of frangipani by women both during and after prayer.

### Best Ways To Experience Some Balinese Culture And Tradition
- See the Temples: Uluwatu, Tanah Lot, Luhur Lempuyang, and Titar Empul are a few of the well-known temples that are open to visitors. Since many of these temples are situated in odd places, they are also must-see tourist destinations in and of themselves. Make sure you dress appropriately and show respect for the offerings whether you are there to witness Hindu ceremonies, take in the stunning architecture, or simply take in the scenery!
- Attend a Balinese dance performance:
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These traditional dances are distinctive in that the dancers use a variety of intriguing facial expressions and body language to narrate historical tales. Balinese dance comes in a variety of forms; examples are the traditional dances performed at the Ubud Palace and the Kecak Dance in Uluwatu. When visiting Bali, you really must do this!
- When in Bali, take a cooking lesson and taste Balinese cuisine. Food is a powerful way to show one's culture and origin. This is a terrific place to learn how to use herbs and spices to create flavorful recipes, and it's also a great chance to talk to the people and discover their way of life!
- Indulge in a Balinese spa treatment:
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 Balinese massages are well-known throughout the world for good reason. It has a strong foundation in conventional methods and the healing power of healing, in addition to being calming. You may experience what we mean by booking a facial, hair cream bath, or Balinese massage!

### Final Thoughts
Concluding this article, Bali's unique culture, deeply rooted in Hindu traditions, offers travelers an enchanting and quite authentic experience. Visiting sacred temples, enjoying traditional dance performances, savoring local cuisine, and indulging in Balinese spa treatments provide a genuine immersion in this remarkable culture. Bali is a place where tradition and modernity coexist harmoniously, creating a captivating blend of spirituality, art, and natural beauty. Embracing and respecting these customs enriches the Bali experience, leaving visitors with a profound appreciation for its iconic culture and enduring legacy.

Discovering Bali: Some Traditions To Take Note Of

Join us as we dive into the extraordinary cultural practices at Bali that might just make your vacation more worth the trip.


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Learning to Invest your money is one of the best ways to build and accumulate wealth over time. However, it can seem daunting for beginners who don’t know where to start. The primary key is to educate yourself, create a solid financial foundation, and use time-tested investment strategies focused on long-term growth. With some core principles, beginners like yourselves can enter the world of investing with confidence and build their wealth safely. This article outlines key tips and strategies tailored for investment novices, and guiding you on how to grow your money wisely.

### 1. Get Investing Basics Down First
The first and foremost step is to get the basics of investing. Before putting your hard-earned money into anything, get educated on investing fundamentals. Practices like reading books, taking courses, and learning terminologies can help you understand concepts like compound interest, asset allocation, risk tolerance, and diversification. This gives you core knowledge to make informed decisions. Don’t try timing the market or picking individual stocks right away. Focus on big picture topics that will serve as building blocks for your investing journey. Resources like investing websites, financial advisors, and robo-advisors can all help accelerate your learning process.

### 2. Set Personal Financial Goals
Having clear financial goals is crucial to develop an intentional investment strategy that fits your unique situation. Before you invest a dollar, define short and long-term money targets. Do you need funds for a home down payment in a few years? Are you investing solely for retirement 30 years away? Specific timelines determine what types of accounts and assets align best. Write down the exact dollar amount you need for each goal, by when, and your estimated available capital to invest toward them. This exercise provides clarity and helps match appropriate investments to each goal.

### 3. Build A Cash Cushion
Before investing, build up a cash reserve with 3-6 months of living expenses. This emergency fund protects you from having to tap retirement accounts or sell investments prematurely if you lose a job or have surprise bills. It provides stability during times of financial stress. Place the cash cushion in an accessible savings or money market account. Make this emergency fund priority one as you get started in investing. Time in the market is critical for long-term returns, so avoid the risk of pulling money out early by having a cash buffer already in place.

### 4. Pay Off High Interest Debt
Another foundation block is paying off any expensive debt, like credit cards or short-term loans that charge high interest. These debts can put you in a financial hole, making it difficult to invest productively. Develop a plan to pay down balances aggressively before putting excess cash into investments. Calculators can help determine how much faster you can become debt-free by making extra principal payments. As you eliminate high interest debt, redirect those freed up funds into your investment accounts to put your money to work more effectively long-term.

### 5. Max Out Tax-Advantaged Accounts
One of the best ways a beginner can start investing is through employer-sponsored 401(k) plans or Individual Retirement Accounts (IRAs). These allow tax-deferred growth and often matching contributions from employers. Take full advantage by contributing the yearly legal maximum to these accounts. Automate payments so the money comes directly out of each paycheck. As a beginner, you should prioritize tax-advantaged plans before taxable investing. The upfront tax savings, company match, and compounded growth over decades in retirement accounts create a powerful wealth-building combination.

### 6. Embrace Passive Index Investing
Resist the temptation to pick individual stocks and time the market. Many beginners lack the experience and time needed to invest successfully this way. Instead, embrace a simple three fund portfolio using low-cost equity, bond, and real estate passive index funds. This type of diversified, hands-off approach has been proven to generate solid returns over time. Index funds track entire markets, remove emotion, and don’t require constant monitoring. Maintain this straightforward strategy while regularly contributing to your accounts over many years. Passive indexing is the smartest way for beginners to participate in financial markets profitably.

### 7. Reinvest All Earnings
To leverage the power of compound interest, reinvest all dividend payments, interest income, and capital gains back into your accounts instead of spending them. Reinvesting earnings allows your money to earn returns on top of returns, multiplying wealth dramatically over decades of consistent investing. Even small amounts of compounded growth build on themselves. Make sure any investment accounts are set to automatically reinvest all proceeds. View portfolio income as fuel for generating more growth rather than money to spend today. Harness time and compounding to transform earnings into significant wealth.

### 8. Stay Patient and Consistent
Ups and downs in account values can scare new investors away from their long-term plans. By remaining patient and consistent through all types of market environments, you set yourself up for success. Invest on a predetermined schedule with every pay period, regardless of market gyrations. Avoid panicking and selling in down markets. Stick to the plan. Time allows compound growth to work its magic over decades. Consistent investing combined with reinvesting income enables beginners to steadily build wealth they can rely on into the future.

### Bottom Line
By taking time to learn about investing, paying off debts, adhering to a passive index strategy, and letting compound growth work over decades, you can amass significant wealth for yourself safely. Patience and avoiding emotional reactions are key. Start with small amounts and core principles like diversification. Seek guidance when needed. With these tips, you can enter the investing world with confidence and secure your financial future even as a beginner.

Investment Strategies For Beginners: Building Wealth Safely

Having issues deciding how to go about investing your money and getting the best out of it? Worry not as this article will cover every detail you need to enable you invest wisely and smartly.