400k to 500k is the average home price right now. Does the mortgage payment you are comparing your apartment to include property taxes, maintenance, and insurance? Also how much interest has that mortgage owner paid over the years? How much down payment did they pay?

The math I calculated shows that the total amount you pay in excess of renting an apartment would give you a better return than buying a home. The trend is clear from this picture. What do you think will be the cost of a home priced in bitcoin in 4 years? Maybe 2.5? What about 8 years?

https://image.nostr.build/fc1d8df1e9d7a3ece9f70b3ec0d3cf6ac478279132a181f8e1951f43dd4bfeca.jpg