The problem is the same faulty thinking occurs at both the federal, state / local levels.
Then city gov will step up and if they don't townships will. Collections of people will never stand by idolly Even COVID didn't stop local areas of flourishing in many areas of the states that continued productivity despite federal adversity Strong towns are all around you. 🪖
If the money breaks down, then you’re going to get Mandibles / Atlas Shrugged for at least a period of time. And governments aren’t going to lead the way to prosperity, it’ll be co-ops, small service companies, and local productive industries (farming, energy, construction) that will lead emergent local economies that can help rebuild. I agree it will be decentralized, locally-focus activities but disagree as to the role / importance of government.