+1 I Definitely agree with this considering the current state of lightning. Not to mention the hub and spoke model tends to lead to centralization. It's risky as hell for a pleb to put up multiple Bitcoin just for routing. 

Granted I'm not really sure what will replace it. I'm not really a big fan of liquid I think you can run your own liquid node. But that also seems to be going down a custodial route. Should probably play with it a bit. Ark sounded interesting, but there's also no code to look at yet as far as I know.