I live in the US but again, not really too worried about the government, I just don't trust exchanges. If there's a data breach and someone tries to steal my identity, that seizes time and money I really can't afford to risk at this time in my life.

Maybe things will be different by the time I can afford that kind of risk, no idea. 

 Better find a meet up then. I hope that you find some compromise that leads to your best outcome 

 Hopefully I will, because I don't *want* to give up but it's difficult not to with all of those obstacles hah