Exactly. Saife has a chance to say “they will work and save” but didn’t take it. Also, Saylor kept saying that Saife thought there would be *zero* credit, which wasn’t true. Pretty sure Saife thinks there will be still be *some* credit, just orders of magnitude less than today. So people can mostly save and occasionally take on a small amount of debt for durable consumer goods like cars and houses. I don’t know why Saylor has a mental block against that.