There are none. The trade offs to avoid the above is higher fees and less convenience. I’m implying using P2P markets like nostr:npub1p2psats79rypr8lpnl9t5qdekfp700x660qsgw284xvq4s09lqrqqk3m82 , nostr:npub1yul83qxn35u607er3m7039t6rddj06qezfagfqlfw4qk5z5slrfqu8ncdu , and nostr:npub1dllf8wmj6jk83r7chck6madmfgh3fges65ctpe5t6ueujazvvcvsh20tz5