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 What about forward looking btc privacy? The cost of onchain coinjoin is something like 4%-5%? 

BTC/XMR/BTC is the cheapest path to forward looking privacy at the moment. 
 Why not cut out the monero? Just trade UTXOs with bitcoiners IRL. 

Sending to and receiving from an exchange that offers monero still leaves a trail, and records that can be subpoenaed.  
 Fair play. I’ve never tried to trade in real life 
 Any Bitcoin meetups in your area? 
 Trading utxo’s 🤌 
 Fair play 
 In the States. Easy. In literally every other country it is next to impossible to buy bitcoin IRL. In my case there is a bitcoin meeting every 2 months and that is it. If I need bitcoin in between those two months I go to an ATM where they capture my face every time I buy. The only way to clear the path to my face is to go through Monero. The amounts aren't big enough to use coinjoin