nostr:npub1r3f3ldn652kdcweuyn7ncxsngp3nnrg9v9743mhfk5swcuf3h6kq5lyyfw nostr:npub17q2q7dkmvelkkf2vsjfzrjfuee0769ayc0ltx83d8rcq3kjz9arsvzd3jc When talking cheap consider reputation as well. We used Geico and stayed with them after Superstorm Sandy destruction. Even for them it took 4 months to pay and they have not objected to any of our claims, even increased what we asked for. There were neighbors even year later stuck with total destruction and no resolution with other companies.