Good morning!

1.  When I use Lightning is taking payments for my cottage industry (only two so far, unless you count Square, Cash App, one Strike payment. 

2. I loved WOS at first because it’s so easy. Now I trust Strike to hold significant sums. I use Blue Wallet and WOS to zap. I have Alby connected to Blue Wallet, very easy and pretty immediate. 

3. I don’t care if zap accounts are custodial. I would never hold serious coin on KYC wallet. Good to have cold storage for non zappable coin.