I used to live close to that line. Cat3 is like "Maybe we'll get a day off from school, maybe not; I hope it doesn't hit on a Saturday." Some houses right on the coast will get rekt, and some meth heads in trailers will get rekt, but what else do they expect living on the coast or in a cardboard box in a hurricane zone? (aka Florida)
One time a Cat2 hit direct on my house. The eye wall made the palm trees bend sideways. We all walked outside in the eye, and yes, it's eerie like they say. A bunch of tree branches came down and the power was out for about 10 hours. Back at work like normal the day after next.