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 Money in the bank is not your money.  
 Right. Most people now understand this. Do you have any ideas for a solution for someone that finds themselves in that situation?  
 Don't keep your money in a bank. Don't store value in fiat.  
 An actual solution for people who still have to interact with the world as it is. 
 It is a solution. When I say don't keep money in a bank, I mean don't keep any money in a bank that you're not okay with losing. You can still use a bank to pay your bills. But the only money in the bank should be bill money ie. money you plan on leaving the account within the month. 

This is for I love in America.