nostr:npub1g0tuf634rz4suczwj7kgnecr6cyt0eu9xmp3sp0fku68mqehq4msp3tvm4 A salary would look great now. Self employment was a big cut from peak corporate wages & not just 8 hour days. Balance came in free time to travel, work elsewhere & learn new skills. Health insurance expense was enormous prior to retirement, about 33% of my earnings. Federal taxes for Social Security & Medicare were on you & 15% not 7%. Taxes ~50% of gross.