Tldr?
TLDR: The bitcoin builders need to do more and not rest on their laurels. Need to build more use cases for bitcoin to get next stage of adoption going.
Bitcoin collateralized debt is the next breakthrough market. Bitcoiners have to be able to buy businesses, real estate, farms without having to sell their stack. When that happens, bitcoiners will outcompete the fiat zombies. As of now, it is far too expensive and short duration to utilize.