But it does matter.

I 100% agree with you that the best is there being no record at all, but failing that, with Bitcoin the exchange/bank/regulated institution will bother you for mixing coins after withdrawing, for example - all due to onchain  Bitcoin piss-poor privacy, which does not do any freedom lovers any favors.

While with Monero, all they know and will ever know (unless something massive goes wrong with the privacy and anonymity protections that Monero employs), is that you got some, and then you withdrew some.

Still not as good as there not being a record at all, but at least the fact that there is a record doesn't condemn you to eternal surveillance and blocking of the KYC account if you ever do something the Masters don't approve of.

I guess for people who just use crypto as ngu tech this doesn't matter much, they will not mind being fully traceable and really only want the increased spending power.. but for those of us who want true financial autonomy and spending crypto peer to peer.. the surveillance stemming from the lack of priv/anon is a real issue.