to me, sounds like you have massively  underestimated how much KYC/AML there is on you just for being born. your fingerprints, eyes, gait and almost everything else is probably out there and very easy to obtain. far bigger risk storing time & energy in fiat over bitcoin

financially, if limited, you should still be able to stack some moveable UTXO's before they get too expensive. granted, there may be sacrifice involved. 

non KYC sats are possible, with a high premium, like small units of gold.