MSTR is just exposing the money that is stuck in Tradfi.  It will never leave or be transferred to the BTC ecosystem.  It's permanently stuck there; at best you will have bitcoin proxies in the Tradfi system but never bitcoin.  The only way the wealth gets transmuted into bitcoin is if the underlying currency gets backed by bitcoin.

20% cap gains and withdrawal penalties if you move it before 65.  Unchained is an option.  This is a game of getting capital out of the system (very hard to do).  Best bet is a 401k loan.  The numbers in your brokerage account are fake.  The MSTR crowd still does not understand absolute scarcity.