Thanks for the level headed write up. In regards to public education: in the US we see time after time this scenerio. (Blank) is too expensive, and everyone should (blank). We will print a bunch of new money to ensure everyone can get a loan whether or not they qualify and regardless if they should even buy (blank). This leads to more demand without increasing supply. And makes the unaffordable thing (house, college, health insurance) shoot way up in price and even more unaffordable.