The root cause of all problems is in our debt based zero sum monetary system that charges interest while having the monopoly on money creation. The interest charge is wrong: For every 100 dollars issued they ask 105 dollars in return. The extra 5 dollars can never be paid because it doesn't exist. Farmers produce food, industry manufacturers goods and so on but only they can produce money. Suppose there are only two business men in the whole country and we employ everyone else. We borrow 100 each, we pay 90 out in wages and expenses and allow 10 in profit that's our wage. That means the total purchasing power is twice times 90 + 10, that's 200, yet we must sell our produce for 210:

Business A ..................... 100
Business B ..................... 100
Total in circulation .. 200

Wages .... 90 + 90 ...... 180
Profit ....... 10 + 10 ........... 20

Purchasing Power .. 200
Principal + Interest .. 210

If one of us succeeds to sell the goods for 105 the other can only hope to get 95. Also part of his goods cannot be sold as there is no money left to buy them. He will still owe them 10 and can only repay this by borrowing more. The system is impossible.

This is the fundamental reason why people struggle to sucessfully avoid being in debt and by doing so pushing someone else into the very same trap they managed to circumvent.

Thus it becomes morally imperative to go rogue and join the revolution. 
Power to the people! ... and Merry Christmas