this is one of those arenas where people really underestimate the "then they fight you" stage.

Fiat hegemony is global. They're not going to let a few pesky nerds provide other options just because they live in Romania.

Iow there a very few jurisdictions that will not bow down when threatened with exclusion from the current monetary system.

Like you indicate, its all going to come down to decentralized anonymous communities.
Everyone 40 and younger needs to learn key control and good online privacy habits.