nostr:npub19egs9pxqfgjwczx6pkt26w77hm8jndpgevw00avyyx23shky8m5sfml88p All the anti-fraud stuff that banks have done over the last 30 years have been a joke.

They routinely find reasons to decline valid charges from me, even when using CVV codes or Apple Pay, but somehow just always allow in-person purchases of gift cards in distant states or purchases at places like Cabela’s which I have never been to.