nostr:npub1gvhkay2nwxujdl7l0huhm5jdthwew0y8lk6wlcd2ljnnqaj7tt2qasedwx nostr:npub189nhq0cw33243htm08c53vjvgc5letv7d9sgqtgqsn6fnx6dv8zs0fsatx There is no way to insure against a sure thing.  The companies cannot provide home insurance given the climate crisis.  In CA we are offered earthquake insurance.  It is expensive.  The deductible is enormous.  The maximum payout is not much bigger than the deductible.  It's such a bad deal because there will be an earthquake sooner or later.  With the climate crisis the homes will be wrecked, sooner or later.  They cannot offer good policies when it's a sure thing