To send transaction on

Monero:
- Open wallet
- Scan/paste receiver address
- Eneter amount
- Send

Lightning:
- Create a node
- Open at least one sending cahnnel (pay the on chain fees)
- Hope that you haven't messed any of the settings and everything goes through
- For some unknown reason get a channel with less money than the one you opened
- Open wallet
- Scan/paste receiver address
- Eneter amount
- Send

You see what I am talking about?