The piss poor situation today I think stems from a failure of our money and culture (which also kind of follow from each other actually). It might seem hopeless, but that’s because the larger systems that demoralize entire generations are extremely hard to both see or control. So it feels like an inevitable reality, when it is actually a definable breakdown of core incentives.

Not disagreeing with your points here, btw, just pointing out how few understand how those problems become so huge as to encompass an entire society and why they arise to begin with. I know to most it would sound bonkers to say, “our money caused this,” but a much deeper investigation reveals and extremely compelling story with an eerily large set of historical examples of the very same thing occurring.