good financial advice. but im a data hoarder that saves things as if the internet might turn off tomorrow (because it could). got about 2 exabytes of warez from the last few decades. full backup of near everything important we could ever need post collapse.  anyone who has the means should do the same. the internet is becoming more and more empty. should backup all rare things you see, especially dissident stuff and books and videos that teach skills. you might be the one in the future that has the only copy of something important. you might be the only one who has the data when all is lost. keep backups on optical media, and lead line hdd racks. carrington event with ruin both ssd and hdd without hardening.