"Nearly 6 million Texans — about 20% of the state population — now live in an area susceptible to flooding, according to the state’s first detailed analysis of the problem reported this year. Yet only about 753,000 homes, or 14% of Texas homeowners, are covered by flood insurance, according to the Texas Department of Insurance."

No water, roads or emergency services: How climate change left a rural neighborhood nearly uninhabitable

https://www.texastribune.org/2023/09/29/texas-climate-managed-retreat-buyouts-liberty-county-flood/