I have this same feeling.  But I think that the world is a a better place when bitcoin replaces all the assets in the world, because it would still grow in value per yearly global GDP.  So even as late as you can buy in everything still gets 7% cheaper every year instead of 50% cheaper like buying stats now. 

Plus assets people need to buy like houses will come down even in fiat measurements if most of the money leaves that asset class for Bitcoin.

My bigger concern is people getting whichever money rugged from using bad custodians.  For me being able to self custody bitcoin is its greatest attribute, with NGU second.