Ah, conspiracy theory and FUD to shill altcoins. Nice.

1. Banks want to keep you using banks: Absolutely, and that's why Bitcoin exists to provide an alternative financial system outside of traditional banking.

2. Keeping Bitcoin blocks small makes Layer 1 unusable as real-world cash: Layer 1 is designed for security and decentralization, not for buying your daily coffee. That's where Layer 2 solutions like Lightning Network come in, enabling fast and cheap transactions.

3. Non-Custodial Layer 2 is complex: Early technology often is complex. Bitcoin is money for the next 1000 years. Remember when using the internet required dial-up modems and command lines? User-friendly interfaces are rapidly developing for Lightning Network.

4. Custodial Layer 2 is the new Banking: Only if you choose to use custodial services. Bitcoin gives you the freedom to be your own bank or to use services at your discretion.

5. Fiat Banks and insurance companies funded Blockstream: Blockstream's funding is public, and while they have investors, the leap to say they control Bitcoin's development is a bit of a stretch.

6. Bitcoin Core devs also worked for Blockstream conflict of interest: Bitcoin Core is open-source, and contributions come from a global community. If you suspect foul play, you're free to audit the code or contribute yourself.

7. Maxis force unrealistic solutions, pushing custodial accounts: No one's forcing anything. The beauty of Bitcoin is that it's open and permissionless. If better solutions exist, the market is free to adopt them.

8. Small blocks don't decentralize it: On the contrary, smaller blocks allow more people to run full nodes, enhancing decentralization. As for Lightning, it's becoming more accessible, and you can open channels with minimal amounts.

Therefore, people do use Bitcoin in the real world, and banks are noticing. That's why there's so much interest in Bitcoin and not something like Monero. 

So, what am I disputing? The notion that Bitcoin isn't evolving to meet these challenges. It is, and doing so while maintaining the principles that make it valuable in the first place.

But hey, enjoy your privacy coins. Meanwhile, we'll be over here continuing to build the future of global finance for Earth.