I was kinda disappointed on Microsoft excluding Puerto Rico from the #Xbox Mastercard (while they are still collecting local sales tax despite closing their main Humacao office & San Juan's Microsoft Store).

But after learning that Barclay's is the backend bank, kill instantly my interest...

Barclay's is yet another bank that makes you feel like a criminal just for the fact of being poor or a peasant with their ridiculous high credit requirements for best approval odds.