#1 DON'T PANIC - Alby custodial users - Stop freaking out.
If INNOVATION and FREEDOM Is NOT YOUR THING, and just want to go with the "Easy", then JUST IGNORE THIS MESSAGE, and enjoy your state sponsored control.
The important thing here is to recognize that Alby is offering a non-KYC option that doesn't require you to run your own server. There is no other company in the space doing it.
If you want custodial in US, then its turning into 100% KYC.
KYC is Dangerous.
What you must understand is that KYC custodial can easily become EO 6102 - confiscation, track and trace your spending and buying habits just like CCP China where if you say ONE FUCKING WORD WRONG they will block all your micro transactions.
All other lightning wallet providers has been forced into a KYC situation or have exited the US (e.g. wallet of satoshi, phoenix just to name a few)
Its not hard to just run Alby Hub, its free but you must learn how to channel manage, its not hard, and its valuable know-how.
If you must have a set it and forget it option and don't want to learn, then choose the paid option. Alby as a company has to make some income for providing the services; this is one way to support them.
Plus - in case you haven't noticed this is one of the few companies who actually is innovating and integrating a lot into open source projects, not just close walling it off and keeping everything to themselves, e.g. Strike and CashApp.
I can't remember the last time Strike or CashApp wanted to collaborate with an open source project and offer bounties to open source devs, ( seriously correct me if i am wrong). These kyc custodial companies are running the same path as the silo'd big tech giants , and you know where the story ends..... control of all your deets, speech, spending habits.....etc.
- Over and Out -