I'm not making value judgments. We're just trying to figure out what scenarios are probable between now and 2045.

Obviously there are always individuals making all sorts of bizarre decisions, but sticking to the discussion in the video, we're talking about a $100 - 300 T asset class and a whole global banking system attached to or built around it, not some rando nutjob making bizarre financial decisions for unpredictable and uniquely personal reasons.