We owe it to future bitcoiners to be building out proper non-custodial solutions now, up to and including layer 1 improvements that will enable things like UTXO sharing. It's just now dawning on many they need Bitcoin, yet Satoshi had the foresight over 15 yrs ago to create this life changing technology.  We need to practice the same future thinking and not get distracted by NGU and institutions/governments rolling in.