If you think AML/KYC is bad, try going through KYC when you're effectively a ghost.
Casper?
Similarly, when my eldest opted into the system at age 16, it took 4 months to prove to the US Govt she existed despite having a half filled passport, a Birth Certificate, medical records.
Are you trying to tell me undocumented immigrants have an easier time? 🤔 it wouldn’t surprise me… 😂
KYG ?
Or if you don't have a phone number.