You're conflating the effect of a tool with the nature of a tool. This logic is what leads people to think, "Guns are dangerous" and even more absurd, that AR-15s are more dangerous than any other type of rifle. It's emotionalism and illogic.

Using words like "tech" as shorthand is not useful and often misleading, so I would not do that when trying to have a precise discussion.

Technology can be used to provide a service. Software can be used to provide a service also. Tools do not "acquire definitions" they are defined by what they are; people develop analogies and superimpose them on tools and services. This is a mistake, and Bitcoiners have suffered from it gravely.