HSBC, a multinational bank and financial services company, is undertaking an overhaul. The extent of the changes remains unclear, sparking questions about their impact on customers, employees, and investors. Industry experts are divided on whether the move is driven by dramatic market shifts or pragmatic business decisions. Source: https://www.ft.com/content/8943fb7f-f13a-44fb-b3de-98de3dce981e