Few households today demand payment for their services in the economy.  

Of the few that do, some of them are smart, and save any leftover income they earn until they need or want to spend it.  The rest are shockingly stupid, and give banks or companies or governments much of their savings as...unsecured loans.

But the rest of the modern slaves are unimaginably stupid for not demanding payment for their services at all.  The "direct deposit" folks, telling their employers/customers to just pay the banks all of their earned monopoly credit denominated income instead of ever wanting to get paid anything themselves.

It's weird.  I can't relate to that latter groups mindset at all 🤷‍♂️

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