I used to do electrical work on high end new builds and there are some great quality stick builds from highly professional people, but notice I said high end lol These were multimillion dollar houses. The sub 500 builds from lower end builders were largely cookie cutter trash and 200k of it was for a lot in some areas.
There's no doubt a lot of people benefit from all the fiat distortions. I'd be one of the bag holders getting dunked on if not for Bitcoin (since I stay out of debt and leverage).