Just a friendly reminder that you can spend on credit to collect your cash back there, the pay off the cards with Fold ACH to get a few sats back there as well.
I utilize this strategy to get 0.25-0.5% back in sats, even after already collecting my credit card rewards.
Wait how does this work? I thought the bill pay rewards weren’t working anymore? Or this is something else?
Bill pay got screwy once PayPal changed their terms.
But... Fold added ACH payments and offer tiered rewards depending on how much you use the service.
So instead of paying the card through PayPal, you just pay via ACH and get a small percentage back.
It's not as good as the old model, but it's something. I'll happily take 0.25% on my mortgage and credit card payments.
Hell yeah, thanks 🙏🏼 gonna check this out 🤙
I also just really like that the Push-to-Card feature allows me to stay 100% in sats during periods of likely positive price appreciation and only convert for some dollars to pay my fiat bills.
https://image.nostr.build/d7eb44301eb3db97037d9e8503e433a8e773582b8f0f69daddd3a2f39f4ae9bc.jpg
Ah yeah but looks like ACH rewards are only for Fold+ subscribers, that was the problem. I can’t see paying for Fold+ when it gets harder and harder to get any sats back at all– or at least enough to cover the subscription based on my avg monthly spending.
I get that. Personally I was able to rationalize the cost of the membership solely to allow me to keep all my value allocated to Bitcoin in a seamless way that allows me to easily pay fiat bills.
But your mileage may vary!
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