Owning or doing anything incurs opportunity cost
There is no other human activity or asset where we call simply owning and doing nothing with it "Using"
Owning a stock or a commodity or a piece of land somewhere
and doing nothing with it is a speculative investment (ie it restricts the supply!)
its not a use of the thing.
*Particularly* since Bitcoin has security needs
( Which is the only reason it's valuable anyway )
but the holder doesn't contribute to those.
Nowhere else would we refer to this as "use"