37% is a forecast for the year 2028.

This video can only be viewed as propaganda.  Nobody is going to use a payment card as they demonstrate. If it ever got to the stage of being a payment card, there would be some sort of KYC and linkage to the local currency.  That means a slower process to get your money into the system, all participating governments would be able to access your transactions and you could be cut off from the system.  Certainly not decentralized.

This system has legs as a settlement layer for businesses or governments instead of swift/USD, but not for consumers.  #bitcoin would be the better approach. However, governments want control so they won’t switch unless they are forced to.  Time will tell…

#brics