The pricing is relative to cost. Small business owners aren't extracting luxury levels of wealth. If they were they all wouldn't be about to go out of business.
Do you not understand that scale is what drives price so low that individuals can't compete? Do you really not understand that local dollars get spent in multiples locally before leaving to corporate headquarters rather than immediately when spent at the national chain?
Do you not know that I run multiple small businesses right now? Opening a business later with my bitcoin doesn't make any sense if no one supports them today. Should only massive corporate entities be able to survive?
Do you think property value remains the same in ghost town? Do you think other businesses invest or stay in ghost towns? What is the quality of life living off the cheapest shit in a corporate big box hellscape?
Buying the cheapest things over quality is the most fiat mindset that results in a trash society.
Productive people will never be poor they just won't make your life better for free.