Seedless Keys And DLCs: How Lava Is Making Bitcoin Custody Easy

Shezan Maredia, founder and CEO of Lava, is working to create an easy-to-use and secure Bitcoin financial app. Lava Vault, a state-of-the-art self-custody wallet, is its newest feature, while Lava Loans is on the way.

https://bitcoinmagazine.com/business/seedless-keys-and-dlcs-how-lava-is-making-bitcoin-custody-easy

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 I'm highly skeptical  at that "cloud+pin" approach but maybe I'm missing something.