My point is that bitcoiners might be living in a dream. They certainly believed & definitely hoped to see the banks be replaced by bitcoin & it's my suspicion that bitcoin will not be the widely used MoE that some think it will. It already failed that in El Salvador. There are stories/narratives that bitcoiners hold on to such as "gradually, then suddenly" and "we are so early" to encourage holders to keep their convictions but after seven years I am beginning to question the validity of it all because without further adoption it dies. I will add that I hope I my concerns are unwarrented on this which is why I asked Jeff for his thoughts.