I guess the idea that small businesses are cash flow positive in nature separated out from the operator / owner and why they would always remain that way or at a level that makes this an effective play at a reasonable purchase price. 

In order for you to acquire them and buy bitcoin at a reasonable rate there has to be something you're bringing that will allow you to consistently acquire the asset and end up with more bitcoin than the cost of the money you put in to buy it. 

I think there are options here but at an SME level I don't think that financial engineering is likely going to be the way.