What does any of that have to do with the morality of making people pay for stuff they don’t want to use or making them pay more for the stuff they do use to cover someone else’s share on threat of violence? That’s still stealing anyway you slice it. Regardless of how much good it might do in a given situation or of how necessary it might be for millions of people to continue to live. Morals and ethics don’t change because its a bunch of people getting together to vote themselves the power to do things they can’t do as individuals.