The charges include conspiring to operate an unlicensed money transmitting business and violating the Bank Secrecy Act by willfully failing to maintain an adequate anti-money laundering (AML) program. This indictment alleges that KuCoin and its founders deliberately sought to conceal the fact that substantial numbers of U.S. users were trading on KuCoin's platform, flouting U.S. anti-money laundering laws and allowing billions of dollars