You’re more than welcome and thanks for the kind response. I feel like I am at a point in my life If I could turn off “friendly fire” I would turn it off, I just find it tiresome. :)

But you can consider me as a “concerned citizen”. I hope the Ledger Sponsorship won’t shoot you from the foot. It was the sponsor last time I listened podcast from Fountain App if it is not the current situation please ignore me. 

But with BlockFi or Celcius it is at least the customer is deciding to put their money and it is something they earn by risking their capital. I can argue and defend since you are not sharing their profit you don’t need to feel responsible with their losses. But choosing a Cold Wallet it is different. It can be a trap that people with the right mindset can fall. I hope no disaster occurs in Ledger side via government pressure (or rugpull). To be honest the scenario  that I feel inevitable is that one case will happen and government will ask Ledger to do something only for this specific ase and it will unravel completely.