Most people are usually wrong. That's not to say I'm right here, I definitely don't know what the future holds. If anything, the future is less certain and more confusing than it has been for a long time.

I keep very little in the bank, just living expenses and I purposely live on credit paid off monthly. The rest of my cash is in 'stable' coins.

I can't say for sure what the big boys are anticipating, but their actions suggest they're not terribly confident in the markets. Bitcoin should have slammed through the ATH easily, it barely and briefly broke through. The month's long ranging has me very skeptical of what will happen next. I think all the seemingly positive news of institutions arriving is potentially just there to sell hopium to the average person. The emotional manipulation is crazy when all people expect is up.

I've tried to prepare for either outcome so I'm happy with where I'm at no matter what happens.